320 Laredo St, Lockhart, TX 78644 Property Records

Caldwell County property record for 320 Laredo St, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 858 sqft · built 1940
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,462 (2026)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0300544-002-033-80`

Property Details

APN / Parcel Number

Primary APN	`0300544-002-033-80`
Alternative APNs	`R19632` `19632`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	858 sqft Living Area
1st Floor Area	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2018
Architectural Style	Georgian
Roof Type	Mansard
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	19632
Street Address	320 LAREDO ST
City	LOCKHART
State	TX
Zip	78644-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAVARRO, BLOCK 2, LOT 33,34
Legal Subdivision	NAVARRO
Legal Block	2
Legal Lot Number	33,34
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1009
Census Tract	960400

Owner

Source: Caldwell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 S MAIN ST, LOCKHART, TX 78644-3600
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 11, 2023	Intrafamily Transfer, Transfer
Mar 16, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023
Deed Sale	Apr 11, 2023
Prior Sale	Mar 16, 2023
Deed Document Number	20232058
Prior Transfer Date	Aug 19, 2010
Prior Transfer Doc	0000006975
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL TX
Recording Date	Apr 27, 2026
Property Address	320 LAREDO ST, LOCKHART, TX 78644-1835
Document Number	0000003339
Instrument Date	Apr 23, 2026
Instrument	2026.3339
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL TX
Recording Date	Apr 27, 2026
Property Address	320 LAREDO ST, LOCKHART, TX 78644-1835
Document Number	2026003339
Instrument Date	Apr 23, 2026
Instrument	20263339
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL TX
Recording Date	Apr 11, 2023
Property Address	320 LAREDO ST, LOCKHART, TX 78644-1835
Document Number	2023002058
Map Reference	VOL 206 PG 601
Instrument Date	Apr 11, 2023
Instrument	2023-002058
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 418, LOCKHART, TX 78644-0418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 418, LOCKHART, TX 78644-0418

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL TX
Recording Date	Mar 16, 2023
Property Address	320 LAREDO ST, LOCKHART, TX 78644-1835
Document Number	2023001539
Map Reference	VOL 206 PG 601
Instrument Date	Mar 14, 2023
Instrument	2023-001539
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 418, LOCKHART, TX 78644-0418

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,462.00 (-6.15%)
2025	$3,689.00 (+2.87%)	$181,470 (+25.48%) Land $54,450 Building $127,020	$181,470 (+25.48%) Land $54,450 Building $127,020
2024	$3,586.00 (+24.6%)
2023	$2,878.00 (+23.31%)	$144,620 Land $54,450 Building $90,170	$144,620 Land $54,450 Building $90,170
2022	$2,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1998 · Flooding 10/18/98

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
Spry Air Fiber Fixed Wireless	250 / 50
VTX Communications Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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