401 Laredo St, Lockhart, TX 78644 Property Records

Caldwell County property record for 401 Laredo St, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 926 sqft · built 1950
Lot Size	0.151 acres (6,556 sqft)
Owner	Individual Name on Record
Last Sale	$122,800 (Jan 2019)
Tax Bill	$3,794 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300520-004-001-80`

Property Details

APN / Parcel Number

Primary APN	`0300520-004-001-80`
Alternative APNs	`R19081` `19081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	926 sqft Living Area
1st Floor Area	926 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2007
Architectural Style	Georgian
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Reinforced Concrete
Lot Area	6,556 sqft (0.151 acres)
Lot Dimensions	131 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	65 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	19081
Street Address	401 LAREDO ST
City	LOCKHART
State	TX
Zip	78644-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMPRESS HILL, BLOCK 4, LOT 1,2
Legal Subdivision	COMPRESS HILL
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1000
Census Tract	960400

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3307 PLANTATION RD, AUSTIN, TX 78745-7426
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jan 17, 2019	Vendor's Lien, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2019 · Amount on Record
Deed Sale	Jan 17, 2019 · Amount on Record
Deed Document Number	2019283
Prior Transfer Date	Jan 15, 2019
Prior Transfer Doc	2019000283
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	401 LAREDO ST, LOCKHART, TX 78644-1838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019005799
Date	Nov 12, 2019
Instrument	2019-005799

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Feb 1, 2049

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Jan 17, 2019
Property Address	401 LAREDO ST, LOCKHART, TX 78644-1838
Document Number	2019000283
Map Reference	VOL 208 PG 535
Instrument Date	Jan 15, 2019
Instrument	2019-000283
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 CENTURY OAKS DR, 1507, LOCKHART, TX 78644-4101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 PLANTATION RD, AUSTIN, TX 78745-7426
Investor	Possibly a Property Investor

Mortgage

Document Number	2019000284
Date	Jan 17, 2019
Instrument	2019-000284

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,794.00 (-22.17%)	$183,870 (-7.93%) Land $55,740 Building $128,130	$183,870 (-7.93%) Land $55,740 Building $128,130
2025		$199,700 (-17.45%) Land $55,740 Building $143,960	$199,700 (-17.45%) Land $55,740 Building $143,960
2024	$4,875.00 (+1.27%)
2023	$4,814.00 (+9.63%)	$241,920 Land $55,740 Building $186,180	$241,920 Land $55,740 Building $186,180
2022	$4,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1998 · Flooding 10/18/98

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
Spry Air Fiber Fixed Wireless	250 / 50
VTX Communications Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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