402 Heritage Dr, Delphi, IN 46923 Property Records

Carroll County property record for 402 Heritage Dr, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 2003
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$89,400 (Mar 2016)
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-036-041.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-036-041.000-007`
Alternative APNs	`00178126427` `0173604100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	120 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00178126427
Street Address	402 HERITAGE DR
City	DELPHI
State	IN
Zip	46923-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-36041-00 HILLCREST MANOR LOT 17 LESS 2' UNIFORM WIDTH OF SOUTHERN PORTION
Legal Subdivision	HILLCREST MANOR
Legal Lot Number	17
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3041
Census Tract	959600

Owner

402 Heritage Dr is owned and occupied by an individual who bought it in March 2016.

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	402 HERITAGE DR, DELPHI, IN 46923-1921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit SECURITY FEDERAL SVGS BANK
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FEDERAL SVGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2016 · Amount on File
Deed Sale	Mar 1, 2016 · Amount on File
Prior Sale	Jun 29, 2011
Deed Document Number	2016614
Prior Transfer Date	May 28, 2014
Prior Transfer Doc	2014001564
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	402 HERITAGE DR, DELPHI, IN 46923-1921
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001973
Date	Jun 28, 2018
Instrument	2018001973

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2043

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	402 HERITAGE DR, DELPHI, IN 46923-1921
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002475
Date	Aug 10, 2017
Instrument	2017002475

Lender

Name	SECURITY FEDERAL SVGS BANK
Type	Bank
Address	LOGANSPORT, IN 46947

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	402 HERITAGE DR, DELPHI, IN 46923-1921
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000796
Date	Mar 3, 2021
Instrument	2021000796

Lender

Name	SECURITY FEDERAL SVGS BANK
Type	Bank
Address	LOGANSPORT, IN 46947

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 402 Heritage Dr was $2,249 with a homeowner's exemption, down 1% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,249.00 (-0.97%) Homeowner's exemption	$248,300 Land $27,000 Building $221,300	$248,300 Land $27,000 Building $221,300
2024	$2,271.00
2023		$197,600 (+13.11%) Land $27,000 Building $170,600	$197,600 (+13.11%) Land $27,000 Building $170,600
2022	$1,747.00 Homeowner's exemption	$174,700 Land $27,000 Building $147,700	$174,700 Land $27,000 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Heritage Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Heritage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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