405 Heritage Dr, Delphi, IN 46923 Property Records

Carroll County property record for 405 Heritage Dr, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,152 sqft · built 1993
Lot Size	0.248 acres (10,802 sqft)
Owner	Individual Name on Record
Last Sale	$85,800 (Oct 2011)
Tax Bill	$2,057 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-036-033.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-036-033.000-007`
Alternative APNs	`01282446393` `0173603300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
1st Floor Area	2,152 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,802 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Deck Area	Deck Area
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Solar
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01282446393
Street Address	405 HERITAGE DR
City	DELPHI
State	IN
Zip	46923-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-36033-00 HILLCREST MANOR LOT 10
Legal Subdivision	HILLCREST MANOR
Legal Lot Number	10
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3040
Census Tract	959600

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 HERITAGE DR, DELPHI, IN 46923-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 20, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2011 · Amount on Record
Deed Sale	Oct 21, 2011 · Amount on Record
Prior Sale	Mar 1, 2011 · Amount on Record
Deed Document Number	20113560
Deed Book / Page	93 / 1280
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	405 HERITAGE DR, DELPHI, IN 46923-1933
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HERITAGE DR, DELPHI, IN 46923-1933

Mortgage

Document Number	2024000415
Date	Feb 14, 2024
Instrument	2024000415

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	635 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	405 HERITAGE DR, DELPHI, IN 46923-1933
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000907
Date	Mar 10, 2021
Instrument	2021000907

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	405 HERITAGE DR, DELPHI, IN 46923-1933
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021004692
Date	Dec 20, 2021
Instrument	2021004692

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,057.00 (+1.93%) Homeowner's exemption	$226,900 (+27.62%) Land $29,300 Building $197,600	$226,900 (+27.62%) Land $29,300 Building $197,600
2024	$2,018.00 (+30.53%)
2023		$177,800 (+13.83%) Land $29,300 Building $148,500	$177,800 (+13.83%) Land $29,300 Building $148,500
2022	$1,546.00 Homeowner's exemption	$156,200 Land $29,300 Building $126,900	$156,200 Land $29,300 Building $126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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