313 Heritage Dr, Delphi, IN 46923 Property Records

Carroll County property record for 313 Heritage Dr, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,918 sqft · built 2002
Lot Size	0.285 acres (12,414 sqft)
Owner	2 Individual Names on File
Last Sale	$182,400 (Aug 2015)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-036-047.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-036-047.000-007`
Alternative APNs	`01636533657` `0173604700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,918 sqft Living Area
1st Floor Area	1,918 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Asphalt
Lot Area	12,414 sqft (0.285 acres)
Lot Dimensions	128 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01636533657
Street Address	313 HERITAGE DR
City	DELPHI
State	IN
Zip	46923-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-36047-00 HILLCREST MANOR LOT 23
Legal Subdivision	HILLCREST MANOR
Legal Lot Number	23
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3041
Census Tract	959600

Owner

313 Heritage Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Carroll County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 HERITAGE DR, DELPHI, IN 46923-1920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK.
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2015 · Amount on File
Deed Sale	Aug 11, 2015 · Amount on File
Prior Sale	Feb 29, 2012 · Amount on File
Deed Document Number	20153053
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Recording Date	Jun 15, 2026
Property Address	313 HERITAGE DR, DELPHI, IN 46923-1920
Document Number	0000001721
Instrument Date	Jun 4, 2026
Instrument	20261721
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 HERITAGE DR, DELPHI, IN 46923-1920

Mortgage

Document Number	0000001721,
Date	Jun 15, 2026
Instrument	20261721

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 10, 2051

Interest

Rate	6.37%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	313 HERITAGE DR, DELPHI, IN 46923-1920
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002696
Date	Sep 10, 2019
Instrument	2019002696

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	313 HERITAGE DR, DELPHI, IN 46923-1920
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002684
Date	Sep 9, 2019
Instrument	2019002684

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	313 HERITAGE DR, DELPHI, IN 46923-1920
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 HERITAGE DR, DELPHI, IN 46923-1920

Mortgage

Document Number	2021002731
Date	Jul 28, 2021
Instrument	2021002731

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 313 Heritage Dr was $2,049 with a homeowner's exemption, down 1.4% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00 (-1.44%) Homeowner's exemption	$226,100 Land $32,500 Building $193,600	$226,100 Land $32,500 Building $193,600
2024	$2,079.00
2023		$178,300 (+12.28%) Land $32,500 Building $145,800	$178,300 (+12.28%) Land $32,500 Building $145,800
2022	$1,588.00 Homeowner's exemption	$158,800 Land $32,500 Building $126,300	$158,800 Land $32,500 Building $126,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Heritage Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Heritage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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