Craven County property record for 402 Garner Rd, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,313 sqft · built 1951 |
| Lot Size | 0.977 acres (42,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,500 (Jan 1998) |
| Tax Bill | $1,298 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-020-050 |
| Primary APN | 7-020-050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,313 sqft Living Area |
| 1st Floor Area | 2,313 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 42,568 sqft (0.977 acres) |
| Garage Type | Attached |
| Deck Area | 558 sqft |
| Patio Area | 176 sqft |
| Storage Building | 325 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 28720 |
|---|---|
| Street Address | 402 GARNER RD |
| City | NEW BERN |
| State | NC |
| Zip | 28560-6719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUMPHREYS |
| Legal Subdivision | ROBERT & ROBIN MOBERLY RESURV |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 961002 |
402 Garner Rd is owned and occupied by two individuals who bought it in January 1998.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 GARNER RD, NEW BERN, NC 28560-6719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 1998 · Amount on File |
| Deed Sale | Jan 12, 1998 · Amount on File |
| Deed Book / Page | 1606 / 321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 402 GARNER RD, NEW BERN, NC 28560-6719 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000003534/0000001646 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 0000003534/0000001646 |
| Instrument | 000010021992 |
| Name | CRESCOM BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 116 Months |
| Due | Jan 1, 2028 |
The 2026 property tax bill for 402 Garner Rd was $1,298.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,298.00 | $263,220 (-) Land $35,000 Building $228,220 | $263,220 (-) Land $35,000 Building $228,220 |
| 2025 | $1,298.00 | $263,220 Land $35,000 Building $228,220 | $263,220 Land $35,000 Building $228,220 |
| 2023 | $1,286.00 (+33.4%) | $263,220 (+71.18%) Land $35,000 Building $228,220 | $263,220 Land $35,000 Building $228,220 |
| 2022 | $964.00 | $153,770 Land $33,250 Building $120,520 | |
| 2018 | $153,770 Land $33,250 Building $120,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Garner Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1999–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Garner Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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