411 Garner Rd, New Bern, NC 28560 Property Records

Craven County property record for 411 Garner Rd, New Bern, NC 28560

Property Summary

Details	3 bd · 2 ba · 1,281 sqft · built 1950
Lot Size	0.429 acres (18,677 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Dec 2023)
Tax Bill	$99 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`7-020-055-A`

Property Details

APN / Parcel Number

Primary APN	`7-020-055-A`
Alternative APNs	`115525` `66985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	1,281 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,677 sqft (0.429 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	66985
Street Address	411 GARNER RD
City	NEW BERN
State	NC
Zip	28560-6718
Property Category	Other
Property Type	Unknown
Legal Description	CARTER DAIRY FARM 6
Legal Subdivision	ERNEST POSTON
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	961002

Owner

411 Garner Rd is owned by a company that bought it in December 2023.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 2548, GREENVILLE, NC 27836-0548
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Deed of Trust, Mortgage · FHA Mortgage NAVY FEDERAL CREDIT UNION
Dec 20, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on File
Deed Sale	Dec 20, 2023 · Amount on File
Prior Sale	Apr 19, 2000
Deed Document Number	202310120848
Deed Book / Page	3784 / 1695
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	411 GARNER RD, NEW BERN, NC 28560-6718
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003537/0000002082
Date	Jun 4, 2018
Book Page	0000003537/0000002082
Instrument	000010023224

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	175 Months
Due	Jan 1, 2033

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 20, 2023
Property Address	411 GARNER RD, NEW BERN, NC 28560-6718
Document Number	03784/1695
Book / Page	3784 / 1695
Map Reference	MB 3 PG 109
Instrument Date	Dec 15, 2023
Instrument	10120848
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 BLUEFISH PL, NEW BERN, NC 28562-0400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2548, GREENVILLE, NC 27836-0548
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 411 Garner Rd was $99, down 88.2% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,450 (-) Land $21,450	$21,450 (-) Land $21,450
2025	$99.00 (-88.16%)	$21,450 Land $21,450	$21,450 Land $21,450
2024	$836.00 (+1.46%)
2023	$824.00 (+24.28%)	$164,450 (+59.44%) Land $35,000 Building $129,450	$164,450 Land $35,000 Building $129,450
2022	$663.00	$103,140 Land $21,000 Building $82,140
2018			$103,140 Land $21,000 Building $82,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 411 Garner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Garner Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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