412 Garner Rd, New Bern, NC 28560 Property Records

Craven County property record for 412 Garner Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1984
Lot Size	0.886 acres (38,604 sqft)
Owner	2 Individual Names on Record
Tax Bill	$602 (2025)
Deeds & Mortgages	Jan 2020 Sale Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`7-020-072`

Property Details

APN / Parcel Number

Primary APN	`7-020-072`
Alternative APN	`2305899`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,604 sqft (0.886 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Storage Building	108 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2305899
Street Address	412 GARNER RD
City	NEW BERN
State	NC
Zip	28560-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 SURVEY FOR JAMES D FINCH
Legal Tract	1
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3009
Census Tract	961002

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 GARNER RD, NEW BERN, NC 28560-6719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Warranty Deed, Transfer
Jan 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 14, 2020
Transfer Doc	3598/1434
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 15, 2020
Property Address	412 GARNER RD, NEW BERN, NC 28560-6719
Document Number	3598/1434
Book / Page	3598 / 1434
Instrument Date	Jan 14, 2020
Instrument	10049084
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 GARNER RD, NEW BERN, NC 28560-6719

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 15, 2020
Property Address	412 GARNER RD, NEW BERN, NC 28560-6719
Document Number	3598/1440
Book / Page	3598 / 1440
Instrument Date	Jan 14, 2019
Instrument	10049085
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 GARNER RD, NEW BERN, NC 28560-6719

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,560 (-) Land $35,000 Building $72,560	$107,560 (-) Land $35,000 Building $72,560
2025	$602.00 (+1.18%)	$107,560 (-) Land $35,000 Building $72,560	$107,560 (-) Land $35,000 Building $72,560
2023	$595.00	$107,560 Land $35,000 Building $72,560	$107,560 Land $35,000 Building $72,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1999–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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