Lafayette County property record for 402 E Montgomery Pl, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,414 sqft · built 2004 |
| Lot Size | 0.484 acres (21,096 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,441 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-7.0-36-4-002-009.090 |
| Primary APN | 14-7.0-36-4-002-009.090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| Basement Area | 1,414 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,096 sqft (0.484 acres) |
| Lot Dimensions | 128 ft deep x 52.8 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 402 E MONTGOMERY PL |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-7197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 MONTGOMERY PLACE; 998-52, 1063-1006, 2012DR2491, 2012DR3857, 2013DR0626 |
| Legal Range | 28 |
| Legal Township | 49 |
| Legal Section | 36 |
| Legal Subdivision | MONTGOMERY PLACE |
| Legal Lot Number | 9 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 90601 |
402 E Montgomery Pl, a single family home, is held in a trust.
Source: Lafayette County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 621 W MAIN ST, A, ODESSA, MO 64076-1687 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 402 E MONTGOMERY PL, ODESSA, MO 64076-7197 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019DR2917 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 2019DR2917 |
| Name | CONCORDIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2029 |
The 2025 property tax bill for 402 E Montgomery Pl was $2,441.
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Odessa City |
| Unified School District | Odessa R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,441.00 | $35,184 | $185,180 Land $22,910 Building $162,270 |
| 2023 | $30,863 | $162,437 Land $20,097 Building $142,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 E Montgomery Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Aug 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 E Montgomery Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ODESSA PWS serves 5,202 people · EPA ID MO1010599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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