407 E Montgomery Pl, Odessa, MO 64076 Property Records

Lafayette County property record for 407 E Montgomery Pl, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,223 sqft · built 2001
Lot Size	0.298 acres (12,994 sqft)
Owner	Individual Name on File
Last Sale	$317,294 (Feb 2024)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-7.0-36-4-002-009.040`

Property Details

APN / Parcel Number

Primary APN	`14-7.0-36-4-002-009.040`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,223 sqft Living Area
Basement Area	1,011 sqft
Finished Basement	1,011 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,994 sqft (0.298 acres)
Lot Dimensions	162 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	407 E MONTGOMERY PL
City	ODESSA
State	MO
Zip	64076-7197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MONTGOMERY PLACE; 874-774, 901-450, 1116-1122, 2016DR4847, 2018DR2912, 2024DR0610
Legal Range	28
Legal Township	49
Legal Section	36
Legal Subdivision	MONTGOMERY PLACE
Legal Lot Number	4
Jurisdiction	LAFAYETTE MO
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1031
Census Tract	90601

Owner

407 E Montgomery Pl is owned and occupied by an individual who bought it in February 2024.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	407 E MONTGOMERY PL, ODESSA, MO 64076-7197
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE CENTRAL TRUST BANK
Jul 31, 2018	Warranty Deed, Transfer NORTH AMERICA SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on File
Deed Sale	Feb 23, 2024 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	2024610
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	407 E MONTGOMERY PL, ODESSA, MO 64076-7197
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024DR0611
Date	Feb 23, 2024
Instrument	2024DR0611

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jul 31, 2018
Property Address	407 E MONTGOMERY PL, ODESSA, MO 64076-7197
Document Number	2018DR2912
Instrument Date	Jul 30, 2018
Instrument	2018DR2912
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E MONTGOMERY PL, ODESSA, MO 64076-7197

Mortgage

Document Number	2018DR2913
Date	Jul 31, 2018
Instrument	2018DR2913

Lender

Name	NORTH AMERICA SVCNG

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 407 E Montgomery Pl was $2,746.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,746.00	$37,080	$195,160 Land $18,550 Building $176,610
2023		$32,527	$171,195 Land $16,275 Building $154,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 E Montgomery Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Aug 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E Montgomery Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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