401 E Montgomery Pl, Odessa, MO 64076 Property Records

Lafayette County property record for 401 E Montgomery Pl, Odessa, MO 64076

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,411 sqft · built 2006
Lot Size0.385 acres (16,784 sqft)
OwnerIndividual Name on File
Tax Bill$2,058 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN14-7.0-36-4-002-009.070

Property Details

APN / Parcel Number

Primary APN14-7.0-36-4-002-009.070

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,411 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,784 sqft (0.385 acres)
Lot Dimensions133 ft deep x 55.8 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address401 E MONTGOMERY PL
CityODESSA
StateMO
Zip64076-7197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 MONTGOMERY PLACE; 1065-872, 1160-135, 2016DR4929, 2021DR6764
Legal Range28
Legal Township49
Legal Section36
Legal SubdivisionMONTGOMERY PLACE
Legal Lot Number7
JurisdictionLAFAYETTE MO
Township / Civil DivisionCLAY
Census Block Group1
Census Block1031
Census Tract90601

Owner

401 E Montgomery Pl is owned and occupied by an individual who acquired it in December 2021.

Source: Lafayette County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address401 E MONTGOMERY PL, ODESSA, MO 64076-7197
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2016
Deed SaleDec 28, 2016
Deed Document Number2016DR4929
Last Transfer DateDec 13, 2021
Transfer Doc0000006764
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAFAYETTE MO
Recording DateOct 1, 2025
Property Address401 E MONTGOMERY PL, ODESSA, MO 64076-7197
Document Number2025DR3850
Map ReferenceMB 14 PG 77
Instrument DateSep 29, 2025
Instrument2025DR3850
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E MONTGOMERY PL, ODESSA, MO 64076-7197

Mortgage

Document Number2025DR3851
DateOct 1, 2025
Instrument2025DR3851
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 401 E Montgomery Pl was $2,058, up 11.5% from the year before.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLafayette County
MunicipalityOdessa City
Unified School DistrictOdessa R-VII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,058.00 (+11.54%)$27,788$146,250 Land $20,790 Building $125,460
2024$1,845.00
2023$24,375$128,288 Land $18,238 Building $110,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E Montgomery Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Most Recent ClaimAug 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E Montgomery Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemODESSA PWS
serves 5,202 people · EPA ID MO1010599
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber
2,500 / 2,500
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

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