302 E Main St, Royal, IL 61871 Property Records

Champaign County property record for 302 E Main St, Royal, IL 61871 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1913
Square Footage1,072 sqft Living Area
Lot Size19,881 sqft (0.456 acres)
GarageAttached, 840 sqft
OccupancyOwner Occupied
Last Sale$175,000 (2018)
Tax Bill$4,166.00 (2024)

Property Details

APN / Parcel Number

Primary APN17-18-17-252-006

Interior

Full Baths1 Baths
Building Area1,072 sqft Living Area
Gross Area2,984 sqft Gross Area
Basement Area1,072 sqft Basement
Stories2 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleA-Frame Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialOther (not Classified) Roof
Lot Area19,881 sqft (0.456 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area840 sqft Garage

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address302 E MAIN ST
CityROYAL
StateIL
Zip61871-6038
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 7, 8, PT 9 BLOCK 1 DUITSMANS, I.J., 2ND ADD
Legal Range14W
Legal Township20N
Legal Section17
Legal SubdivisionDUITSMANS, I.J., 2ND ADD AND OTHER LAND
Legal Block1
Legal Lot Number7,8
JurisdictionCHAMPAIGN IL
Minor Civil DivisionOGDEN
Census Blockgroup1
Census Block1035
Census Tract10702

Owner

Source: Champaign County records · APN 17-18-17-252-006

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address302 E MAIN ST, ROYAL, IL 61871-6038
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE FREDERICK COMMUNITY BANK
Apr 21, 2017Deed of Trust, Mortgage · Line of Credit
THE GIFFORD STATE BANK
Apr 08, 2020Deed of Trust, Mortgage
THE GIFFORD STATE BANK
Aug 21, 2018Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2018 · Amount on Record
Deed SaleAug 21, 2018 · Amount on Record
Prior SaleMar 25, 2008 · Amount on Record
Deed Doc Number201814639
Prior Transfer DateSep 02, 2015
Prior Transfer Doc0000017048
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address302 E MAIN ST, ROYAL, IL 61871-6038
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008605
DateApr 13, 2021
Instrument2021R08605
Lender
NameTHE FREDERICK COMMUNITY BANK
TypeBank
AddressPAXTON, IL 60957
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address302 E MAIN ST, ROYAL, IL 61871-6038
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006934
DateApr 21, 2017
Instrument2017R06934
Lender
NameTHE GIFFORD STATE BANK
TypeBank
AddressGIFFORD, IL 61847
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueMar 14, 2022

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address302 E MAIN ST, ROYAL, IL 61871-6038
Transaction TypeMortgage
Record UpdatedApr 27, 2021
Title CompanyACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005548
DateApr 08, 2020
Instrument2020R05548
Lender
NameTHE GIFFORD STATE BANK
TypeBank
AddressSAINT JOSEPH, IL 61873
Agreement
AmountAmount Recorded
Term61 Months
DueMay 01, 2025
Interest
Rate5.25%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 21, 2018
Property Address302 E MAIN ST, ROYAL, IL 61871-6038
Document Number0000014639
Map ReferencePL C PG198
Instrument DateAug 17, 2018
Instrument2018R14639
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$262.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E MAIN ST, ROYAL, IL 61871-6038

Mortgage

Document Number0000014640
DateAug 21, 2018
Instrument2018R14640
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionOgden Township
MunicipalityRoyal Village
Elementary School DistrictPrairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$72,280 (+23.87%) Land $11,990 Building $60,290$216,840 (+23.87%) Land $35,970 Building $180,870
2024$4,166.00 (+12.11%)
2022$3,716.00 Homeowner's exemption Additional exemption filed$58,350 Land $9,680 Building $48,670$175,050 Land $29,040 Building $146,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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