402 E Main St, Clayton, IL 62324 Property Records

Adams County property record for 402 E Main St, Clayton, IL 62324 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size7,313 sqft (0.17 acres)
OccupancyOwner Occupied
Tax Bill$994.00 (2024)

Owner

Source: Adams County records · APN 010065400000

Assessment roll updated May 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address402 E MAIN ST, CLAYTON, IL 62324-1521
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Mar 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address402 E MAIN ST, CLAYTON, IL 62324-1521
Transaction TypeMortgage
Record UpdatedApr 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R01829
DateApr 05, 2023
Instrument2023R-01829
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 05, 2033

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address402 E MAIN ST, CLAYTON, IL 62324-1521
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R02198
DateMar 25, 2022
Instrument2022R-02198
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated May 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionClayton Township
MunicipalityClayton Village
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,410 (+22.13%) Land $1,350 Building $20,060$64,230 (+22.13%) Land $4,050 Building $60,180
2024$994.00 (+27.11%)
2022$17,530 Land $1,100 Building $16,430$52,590 Land $3,300 Building $49,290
2021$782.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (17001C), updated July 23, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN010065400000

Exterior

Lot Area7,313 sqft (0.17 acres)

Location & Zoning

Street Address402 E MAIN ST
CityCLAYTON
StateIL
Zip62324-1521
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 21 CAMPBELL SURVEY -EX N 75FT- W 57FT LOT 20
Legal Range5W
Legal Township1N
Legal Section34
Legal SubdivisionCAMPBELLS ADD
Legal Lot Number21,20
JurisdictionADAMS IL
Minor Civil DivisionCLAYTON
Census Blockgroup4
Census Block4057
Census Tract10200

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