Adams County property record for 401 E Main St, Clayton, IL 62324 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.24 acres (10,581 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,290 (2024) |
| Deeds & Mortgages | Oct 2018 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010080900000 |
| Primary APN | 010080900000 |
|---|
| Lot Area | 10,581 sqft (0.24 acres) |
|---|
| Street Address | 401 E MAIN ST |
|---|---|
| City | CLAYTON |
| State | IL |
| Zip | 62324-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE SEC 34 1N5W CORP LANDS BEG 247FT E NE COR LOT 254 TR 59FT X 177FT PT NE SEC 34 |
| Legal Range | 05W |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | MCCOYS ADD |
| Legal Lot Number | 254 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | CLAYTON |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 10200 |
Source: Adams County records · APN 010080900000
Assessment roll updated May 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 E MAIN ST, CLAYTON, IL 62324-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Oct 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 401 E MAIN ST, CLAYTON, IL 62324-1522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R08356 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 2018R-08356 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 05, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 401 E MAIN ST, CLAYTON, IL 62324-1522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R08356 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 2018R-08356 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 05, 2023 |
| Rate Type | Fixed Rate |
|---|
Source: Adams County records · Assessment roll updated May 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Clayton Township |
| Municipality | Clayton Village |
| Unified School District | Central CUSD 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,200 Land $3,320 Building $37,880 | $123,600 Land $9,960 Building $113,640 | |
| 2024 | $2,290.00 |
Source: FEMA National Flood Hazard Layer, Adams County (17001C), updated July 23, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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