311 E Main St, Clayton, IL 62324 Property Records

Adams County property record for 311 E Main St, Clayton, IL 62324

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,685 sqft)
Owner	Individual Name on Record
Tax Bill	$833 (2024)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010080600000`

Property Details

APN / Parcel Number

Primary APN	`010080600000`

Exterior

Lot Area	9,685 sqft (0.22 acres)

Location & Zoning

Street Address	311 E MAIN ST
City	CLAYTON
State	IL
Zip	62324-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE SEC 34 1N5W CORP LANDS BEG 59FT E NE COR LOT 254 TR 54FT X 177FT PT NE SEC 34
Legal Range	05W
Legal Township	01N
Legal Section	34
Legal Lot Number	254
Jurisdiction	ADAMS IL
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4035
Census Tract	10200

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 E MAIN ST, CLAYTON, IL 62324-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	311 E MAIN ST, CLAYTON, IL 62324-1414
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R08295
Date	Dec 2, 2019
Instrument	2019R-08295

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Clayton Township
Municipality	Clayton Village
Unified School District	Central CUSD 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,950 (+22.02%) Land $3,250 Building $15,700	$56,850 (+22.02%) Land $9,750 Building $47,100
2024	$833.00 (+29.35%)
2022		$15,530 Land $2,660 Building $12,870	$46,590 Land $7,980 Building $38,610
2021	$644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAYTON serves 709 people · EPA ID IL0010100
Water Source	Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	700 / 300