402 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 402 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	18,250 sqft · built 1922
Lot Size	0.228 acres (9,973 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Jun 2025)
Tax Bill	$240 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`140-0070-01450`

Property Details

APN / Parcel Number

Primary APN	`140-0070-01450`
Alternative APNs	`1151263` `727775` `92235`

Interior

Units	17 Units
Stories	2 Stories
Building Area	18,250 sqft Gross Area
1st Floor Area	9,125 sqft
Basement Area	7,800 sqft
Unfinished Basement	7,800 sqft
Flooring	Tile
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Lot Area	9,973 sqft (0.228 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Steam

Location & Zoning

Account Number	727775
Street Address	402 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1759
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOTS 2 3 AND 4 BLOCK 9 SERIAL #
Legal Subdivision	CENTRAL ADD TO HIBBING
Legal Block	9
Legal Lot Number	2-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	3
Census Block	3004
Census Tract	12300

Owner

Source: St. Louis County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	401 E 21ST ST, HIBBING, MN 55746-1854
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Jul 13, 2023	Warranty Deed, Transfer · Construction Mortgage SECURITY STATE BANK OF HIBBING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Jul 13, 2023 · Amount on Record
Deed Document Number	20251091011
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	402 E HOWARD ST, HIBBING, MN 55746-1759
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001070119
Date	Jul 13, 2023
Instrument	1070119

Lender

Name	HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 13, 2023
Property Address	402 E HOWARD ST, HIBBING, MN 55746-1759
Document Number	0001070116
Instrument Date	Jun 26, 2023
Instrument	1070116
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	SELLMAN TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E HOWARD ST STE 19, 19, HIBBING, MN 55746-1759

Mortgage

Document Number	0001070117
Date	Jul 13, 2023
Instrument	1070117

Lender

Name	SECURITY STATE BANK OF HIBBING
Type	Bank
Address	HIBBING, MN 55746

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 29, 2028

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$240.00 (-95.51%)
2025	$5,344.00 (-2.45%)	$242,500 (+20.47%) Land $32,500 Building $210,000	$242,500 (+20.47%) Land $32,500 Building $210,000
2024	$5,478.00 (-12.21%)	$201,300 (-3.13%) Land $28,100 Building $173,200	$201,300 (-3.13%) Land $28,100 Building $173,200
2023	$6,240.00
2022		$207,800 (-) Land $28,100 Building $179,700	$207,800 (-) Land $28,100 Building $179,700
2021		$207,800 Land $28,100 Building $179,700	$207,800 Land $28,100 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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