401 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 401 E Howard St, Hibbing, MN 55746

Property Summary

Property TypeSingle Family Home
Details6,500 sqft · built 1925
Lot Size0.076 acres (3,324 sqft)
OwnerCompany Name on Record
Last Sale$1,390,000 (Jun 2023)
Tax Bill$3,306 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Nov 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN140-0070-00630

Property Details

APN / Parcel Number

Primary APN140-0070-00630
Alternative APNs
  • 1109633
  • 1059000

Interior

Stories2 Stories
Building Area6,500 sqft Gross Area
1st Floor Area3,250 sqft
Basement Area3,250 sqft
Unfinished Basement3,250 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1988
Exterior MaterialBrick Veneer
Lot Area3,324 sqft (0.076 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemSteam

Location & Zoning

Account Number1059000
Street Address401 E HOWARD ST
CityHIBBING
StateMN
Zip55746-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0010 BLOCK:004 SERIAL #
Legal SubdivisionCENTRAL ADDITION
Legal Block4
Legal Lot Number10
JurisdictionST LOUIS MN
Township / Civil DivisionHIBBING
Census Block Group3
Census Block3002
Census Tract12300

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6233 EVERGREEN RD, GILBERT, MN 55741-8223
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
NORTHERN STATE BANK OF VIRGINIA
Nov 29, 2021Warranty Deed, Transfer · Line of Credit
FIRST BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2023 · Amount on Record
Deed SaleJun 6, 2023 · Amount on Record
Prior SaleNov 29, 2021 · Amount on Record
Deed Document Number20231068908
Prior Transfer DateNov 23, 2012
Prior Transfer Doc0000923586
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 6, 2023
Property Address401 E HOWARD ST, HIBBING, MN 55746-1711
Document Number0001068908
Instrument DateMay 25, 2023
Instrument1068908
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,587.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6233 EVERGREEN RD, GILBERT, MN 55741-8223
InvestorPossibly a Property Investor

Mortgage

Document Number0001068909
DateJun 6, 2023
Instrument1068909
Lender
NameNORTHERN STATE BANK OF VIRGINIA
TypeBank
AddressVIRGINIA, MN 55792
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term60 Months
DueJun 1, 2028

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 29, 2021
Property Address401 E HOWARD ST, HIBBING, MN 55746-1711
Document Number0001050025
Instrument DateOct 13, 2021
Instrument1050025
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanySELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 FREEDOM AVE NE, NEW PRAGUE, MN 56071-2082
InvestorPossibly a Property Investor

Mortgage

Document Number0001050027
DateNov 29, 2021
Instrument1050027
Lender
NameFIRST BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueOct 13, 2041
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityHibbing City
Unified School DistrictHibbing Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,306.00 (+34.72%)
2025$2,454.00 (+2%)$166,100 (+49.77%) Land $16,900 Building $149,200$166,100 (+49.77%) Land $16,900 Building $149,200
2024$2,406.00 (-12.64%)$110,900 (-3.23%) Land $14,600 Building $96,300$110,900 (-3.23%) Land $14,600 Building $96,300
2023$2,754.00
2022$114,600 (-) Land $14,600 Building $100,000$114,600 (-) Land $14,600 Building $100,000
2021$114,600 Land $14,600 Building $100,000$114,600 Land $14,600 Building $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHibbing
serves 16,028 people · EPA ID MN1690022
Water SourceGroundwater
Last State InspectionMar 2026
Lead14 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: CTC, Verizon.

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