320 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 320 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Apartments (5+ Units)
Details	17,422 sqft · built 1925
Lot Size	0.228 acres (9,972 sqft)
Owner	Company on Record
Last Sale	$750,000 (Jul 2023)
Tax Bill	$8,220 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140-0070-01750`

Property Details

APN / Parcel Number

Primary APN	`140-0070-01750`
Alternative APNs	`1151710` `751037`

Interior

Stories	2 Stories
Building Area	17,422 sqft Gross Area
1st Floor Area	8,711 sqft
Basement Area	8,711 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Lot Area	9,972 sqft (0.228 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam

Location & Zoning

Account Number	1151710
Street Address	320 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1746
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOTS 13 14 AND 15 SERIAL #
Legal Subdivision	CENTRAL ADD TO HIBBING
Legal Block	10
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	3
Census Block	3005
Census Tract	12300

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	320 E HOWARD ST, HIBBING, MN 55746-1746
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Commercial Mortgage PARK STATE BANK & TRUST
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage WESTERN NAT'L BK
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR
Mar 8, 2019	Loan Modification, Mortgage FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Oct 5, 2012 · Amount on Record
Deed Document Number	20231070400
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 24, 2023
Property Address	320 E HOWARD ST, HIBBING, MN 55746-1746
Document Number	0001070400
Instrument Date	Jun 28, 2023
Instrument	1070400
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E HOWARD ST, HIBBING, MN 55746-1746

Mortgage

Document Number	0001070401
Date	Jul 24, 2023
Instrument	1070401

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2028

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	320 E HOWARD ST, HIBBING, MN 55746-1746
Document Number	00T1015459
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 W PARK DR HIBBING MN 557462334, HIBBING, MN 55746-2334

Mortgage

Document Number	00T1015459
Date	Sep 26, 2019
Instrument	T1015459

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 25, 2024

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	320 E HOWARD ST, HIBBING, MN 55746-1746
Document Number	00T1012217
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 E HOWARD ST HIBBING MN 557461746, HIBBING, MN 55746-1746

Mortgage

Document Number	00T1012217
Date	Jul 8, 2019
Instrument	T1012217

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 7, 2024

Interest

Rate Type	Adjustable Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	320 E HOWARD ST, HIBBING, MN 55746-1746
Document Number	0001009302
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 318 AND 320 E HOWARD HIBBING MN 55746, HIBBING, MN 55746

Mortgage

Document Number	0001009302
Date	Apr 9, 2019
Instrument	1009302

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	VIRGINIA, MN 55732

Agreement

Term	12 Months
Due	Apr 8, 2020

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,220.00 (+23.57%)
2025	$6,652.00 (+0.12%)	$343,700 (+29.45%) Land $32,500 Building $311,200	$343,700 (+29.45%) Land $32,500 Building $311,200
2024	$6,644.00 (-12.58%)	$265,500 (-2.25%) Land $28,100 Building $237,400	$265,500 (-2.25%) Land $28,100 Building $237,400
2023	$7,600.00
2022		$271,600 (-) Land $28,100 Building $243,500	$271,600 (-) Land $28,100 Building $243,500
2021		$271,600 Land $28,100 Building $243,500	$271,600 Land $28,100 Building $243,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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