Washington County property record for 402 E Franklin St, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 966 sqft · built 1935 |
| Lot Size | 0.108 acres (4,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (Mar 2023) |
| Tax Bill | $949 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Second Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-007416 |
| Primary APN | 22-007416 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 966 sqft Total Area |
| Attic | Attic |
| Attic Area | 143 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,700 sqft (0.108 acres) |
| Lot Dimensions | 117 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 122 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 007416 |
|---|---|
| Street Address | 402 E FRANKLIN ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-4926 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RMED |
| Legal Description | 1/2 LT 17-18 402 E FRANKLIN ST 40X117.5 |
| Legal Subdivision | VALENTINES ADDITION |
| Legal Lot Number | 17,18 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 22, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
402 E Franklin St, a townhouse, is owned and occupied by two individuals who bought it in March 2023.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed, Transfer · Stand-Alone Second Mortgage MOVEMENT MORTGAGE |
| Oct 2, 2020 | Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| May 30, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on File |
| Deed Sale | Mar 27, 2023 · Amount on File |
| Prior Sale | Oct 2, 2020 · Amount on File |
| Deed Book / Page | 7217 / 97 |
| Prior Transfer Date | Jan 22, 2014 |
| Prior Transfer Doc | 0047020153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 27, 2023 |
| Property Address | 402 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0072170097 |
| Book / Page | 7217 / 97 |
| Map Reference | FO 23 |
| Instrument Date | Mar 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0072170132 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 7217-0132 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0072170105 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 7217/105 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 2, 2020 |
| Property Address | 402 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0063800365 |
| Book / Page | 6380 / 365 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 402 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0006380372 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 6380/372 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 30, 2017 |
| Property Address | 402 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0055110242 |
| Book / Page | 005511 / 000242 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12 S CALVERT ST BALTIMORE MD 212021326, BALTIMORE, MD 21202-1326 |
The 2026 property tax bill for 402 E Franklin St was $949, up 8.6% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $949.00 (+8.58%) | $104,167 (+8.62%) | $120,700 (+25.86%) Land $20,000 Building $100,700 |
| 2025 | $874.00 | $95,900 Land $20,000 Building $75,900 | $95,900 Land $20,000 Building $75,900 |
| 2023 | $684.00 | $74,767 | $95,900 Land $20,000 Building $75,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 E Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 E Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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