Washington County property record for 353 E Franklin St, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1931 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,500 (Sep 2018) |
| Tax Bill | $1,602 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-002597 |
| Primary APN | 22-002597 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Total Area |
| Utility Area | 456 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 150 ft deep x 41 ft wide |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 002597 |
|---|---|
| Street Address | 353 E FRANKLIN ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-4923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CG |
| Legal Description | LOT 41X150 0.14 ACR 353 E FRANKLIN ST |
| Legal Lot Number | 353 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 22, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
353 E Franklin St is owned by two individuals who bought it in September 2018.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11865 WOLFSVILLE RD, SMITHSBURG, MD 21783-1864 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 10, 2018 | Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Mar 29, 2017 | Quit Claim Deed, Transfer OLDE TOWNE TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2018 · Amount on File |
| Deed Sale | Sep 10, 2018 · Amount on File |
| Prior Sale | Sep 25, 2014 · Amount on File |
| Deed Book / Page | 5829 / 293 |
| Prior Transfer Date | Mar 29, 2017 |
| Prior Transfer Doc | 0054710222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 353 E FRANKLIN ST, HAGERSTOWN, MD 21740-4923 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11865 WOLFSVILLE RD, SMITHSBURG, MD 21783-1864 |
| Document Number | 0069400115 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 6940/115 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Feb 12, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Sep 10, 2018 |
| Property Address | 353 E FRANKLIN ST, HAGERSTOWN, MD 21740-4923 |
| Document Number | 0058290293 |
| Book / Page | 5829 / 0293 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 353 E FRANKLIN ST, HAGERSTOWN, MD 21740-4923 |
| Document Number | 0005829299 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 5829/299 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 29, 2017 |
| Property Address | 353 E FRANKLIN ST, HAGERSTOWN, MD 21740-4923 |
| Document Number | 0054710222 |
| Book / Page | 005471 / 000222 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Title Company | OLDE TOWNE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 353 E FRANKLIN ST HAGERSTOWN MD 217404923, HAGERSTOWN, MD 21740-4923 |
The 2026 property tax bill for 353 E Franklin St was $1,602, up 7.4% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,602.00 (+7.44%) | $175,833 (+7.41%) | $200,100 (+22.24%) Land $40,500 Building $159,600 |
| 2025 | $1,491.00 (+13.82%) | $163,700 Land $35,500 Building $128,200 | $163,700 Land $35,500 Building $128,200 |
| 2024 | $1,310.00 (+15.42%) | ||
| 2023 | $1,135.00 | $124,100 | $163,700 Land $35,500 Building $128,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 353 E Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 353 E Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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