Washington County property record for 414 E Franklin St, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,396 sqft · built 1890 |
| Lot Size | 0.086 acres (3,760 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Dec 2025) |
| Tax Bill | $1,317 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2025 Sale & Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-015850 |
| Primary APN | 22-015850 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,396 sqft Total Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,760 sqft (0.086 acres) |
| Lot Dimensions | 117 ft deep x 32 ft wide |
| Porch | Slab |
| Porch Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 015850 |
|---|---|
| Street Address | 414 E FRANKLIN ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-4926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMED |
| Legal Description | LOT 21 32X117.5 414 E FRANKLIN ST |
| Legal Subdivision | ARMSTRONGS REVISION |
| Legal Lot Number | 21 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 22, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 414 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 15, 2025 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jul 12, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 20, 2018 | Deed of Trust, Mortgage · VA Mortgage OCEANSIDE MORTGAGE CO |
| Oct 5, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 1, 2019 | Deed of Trust, Mortgage · VA Mortgage MONSTERLOANS |
| Jan 7, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Dec 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on Record |
| Deed Sale | Dec 15, 2025 · Amount on Record |
| Deed Book / Page | 7822 / 100 |
| Prior Transfer Date | Dec 13, 2018 |
| Prior Transfer Doc | 0058920405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 414 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0066950128 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 6695/128 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 15, 2025 |
| Property Address | 414 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0078220100 |
| Book / Page | 7822 / 100 |
| Map Reference | MB 1 FO 23 |
| Instrument Date | Dec 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | UNKNOWN, OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0007822107 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 7822/107 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 414 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055420494 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 5542/0494 |
| Instrument | 5542-0494 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 414 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057100103 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 5710/0103 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 414 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0063820442 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 6382/442 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 414 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0060940266 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 414 E FRANKLIN ST HAGERSTOWN MD 217404926, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0060940266 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 006094/000266 |
| Name | MONSTERLOANS |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 414 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0059050008 |
| Instrument Date | Jan 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 414 E FRANKLIN ST HAGERSTOWN MD 217404926, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0059050008 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 005905/000008 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 20, 2018 |
| Property Address | 414 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0058920405 |
| Book / Page | 005892 / 000405 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 414 E FRANKLIN ST HAGERSTOWN MD 217404926, HAGERSTOWN, MD 21740-4926 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Sep 25, 2018 |
| Property Address | 414 E FRANKLIN ST, HAGERSTOWN, MD 21740-4926 |
| Document Number | 0058390169 |
| Book / Page | 005839 / 000169 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 414 E FRANKLIN ST HAGERSTOWN MD 217404926, HAGERSTOWN, MD 21740-4926 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,317.00 (+38.49%) | $144,567 (+1.52%) | $148,900 (+4.56%) Land $20,000 Building $128,900 |
| 2025 | $951.00 (+5.67%) Homeowner's exemption | $142,400 (+32.51%) Land $20,000 Building $122,400 | $142,400 (-) Land $20,000 Building $122,400 |
| 2024 | $900.00 (+5.26%) | ||
| 2023 | $855.00 Homeowner's exemption | $107,467 | $142,400 Land $20,000 Building $122,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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