325 E Circle Dr, Muskegon, MI 49445 Property Records

Muskegon County property record for 325 E Circle Dr, Muskegon, MI 49445

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 5,910 sqft · built 1935
Lot Size1.17 acres (50,965 sqft)
Owner2 Individual Names on Record
Tax Bill$13,604 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN61-23-303-000-0015-00

Property Details

APN / Parcel Number

Primary APN61-23-303-000-0015-00

Interior

Bedrooms5 Beds
Full Baths7 Baths
Half Baths2 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Building Area5,910 sqft Living Area
1st Floor Area4,036 sqft
Basement Area1,593 sqft
Unfinished Basement1,593 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleSplit Level
Exterior MaterialCombination
Lot Area50,965 sqft (1.17 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHot Water
SewerStorm Sewer

Location & Zoning

Street Address325 E CIRCLE DR
CityMUSKEGON
StateMI
Zip49445-2711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-LOW
Legal DescriptionCITY OF NORTH MUSKEGON PLAT OF INTERLAKEN LOTS 15 AND 16
Legal SubdivisionINTERLAKEN
Legal Lot Number15-16
JurisdictionMUSKEGON MI
Township / Civil DivisionNORTH MUSKEGON
Census Block Group4
Census Block4023
Census Tract1500

Owner

Source: Muskegon County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address325 E CIRCLE DR, MUSKEGON, MI 49445-2711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
INDEPENDENT BANK
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2014
Deed SaleSep 5, 2014
Deed Document Number20145496839
Deed Book / Page4030 / 954
Prior Transfer DateFeb 6, 2013
Prior Transfer Doc003938/447
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Recording DateJun 22, 2026
Property Address325 E CIRCLE DR, MUSKEGON, MI 49445-2711
Document Number0005886813
Book / Page4421 / 304
Instrument DateJun 2, 2026
Instrument20265886813
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 E CIRCLE DR, MUSKEGON, MI 49445-2711
InvestorPossibly a Property Investor

Mortgage

Document Number0005886813,
DateJun 22, 2026
Book Page4421/304
Instrument20265886813
Lender
NameINDEPENDENT BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address325 E CIRCLE DR, MUSKEGON, MI 49445-2711
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanyLIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 E CIRCLE DR, MUSKEGON, MI 49445-2711
InvestorPossibly a Property Investor

Mortgage

Document Number004278/710
DateOct 27, 2021
Book Page4278/710
Instrument5744355
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
MunicipalityNorth Muskegon City
Unified School DistrictNorth Muskegon Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$624,700 (+7.74%)$1,249,400 (+7.74%)
2025$13,604.00 (+2.42%) Homeowner's exemption$579,800$1,159,600
2024$13,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimJun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH MUSKEGON
serves 3,786 people · EPA ID MI0004780
Water SourcePurchased surface water from MUSKEGON
Last State InspectionMay 2025
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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