Madison County property record for 209 E 2nd St, Saint Jacob, IL 62281
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,394 sqft · built 2003 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Mar 2003) |
| Tax Bill | $5,761 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2016 Mortgage |
| APN | 05-2-23-09-20-404-004-002 |
| Primary APN | 05-2-23-09-20-404-004-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 150 ft deep x 62 ft wide |
| Garage Type | Attached |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 209 E 2ND ST |
|---|---|
| City | SAINT JACOB |
| State | IL |
| Zip | 62281-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN PART LOTS 5 & 6 62.5 X 150 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Lot Number | 5-6 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | ST. JACOB |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 403702 |
Source: Madison County records · APN 05-2-23-09-20-404-004-002
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 E 2ND ST, SAINT JACOB, IL 62281-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Sep 20, 2016 | Deed of Trust, Mortgage · Conventional with PMI STIFEL BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2003 · Amount on Record |
| Deed Sale | Mar 10, 2003 · Amount on Record |
| Deed Document Number | 200317222 |
| Deed Book / Page | 4555 / 3796 |
| Last Transfer Date | Feb 17, 2015 |
| Transfer Doc | 0000005813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 209 E 2ND ST, SAINT JACOB, IL 62281-1638 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000030279 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025R30279 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 209 E 2ND ST, SAINT JACOB, IL 62281-1638 |
| Document Number | 0000000560 |
| Instrument Date | Sep 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 209 E 2ND ST ST JACOB IL 62281, ST JACOB, IL 62281 |
| Document Number | 0000000560 |
|---|---|
| Date | Jan 06, 2017 |
| Instrument | 560 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 05, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | St. Jacob Township |
| Municipality | St. Jacob Village |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,761.00 (+9.48%) | $85,870 (+33.01%) Land $8,320 Building $77,550 | $257,610 (+32.87%) Land $24,960 Building $232,650 |
| 2024 | $5,262.00 (+15.12%) | ||
| 2022 | $4,571.00 | $64,560 Land $6,250 Building $58,310 | $193,874 Land $18,769 Building $175,105 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Progressive Voice & Data Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 256 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST JACOB serves 2,008 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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