402 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 402 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3,054 sqft · built 2015
Lot Size	0.144 acres (6,294 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Jul 2021)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094089N A 00300`

Property Details

APN / Parcel Number

Primary APN	`094089N A 00300`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,054 sqft Living Area
Gross Area	3,382 sqft
Attic	Attic
Attic Area	328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Roof Material	Asphalt
Lot Area	6,294 sqft
Lot Dimensions	118 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	552 sqft
Driveway	Driveway
Driveway Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	402 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 1 PB 59 PG 142 LOT 0003
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	3
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4113
Census Tract	51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	402 COBERT LN, FRANKLIN, TN 37064-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Aug 21, 2018	Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	21045609
Deed Book / Page	8660 / 342
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 29, 2021
Property Address	402 COBERT LN, FRANKLIN, TN 37064-1456
Document Number	0086600342
Book / Page	8660 / 342
Map Reference	MB P59 PG 142
Instrument Date	Jul 23, 2021
Instrument	21045609
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	LEHMAN TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 COBERT LN, FRANKLIN, TN 37064-1456

Mortgage

Document Number	21045610
Date	Jul 29, 2021
Instrument	21045610

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	402 COBERT LN, FRANKLIN, TN 37064-1456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079860559
Date	May 5, 2020
Book Page	7986/559
Instrument	20020353

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 21, 2018
Property Address	402 COBERT LN, FRANKLIN, TN 37064-1456
Document Number	0074430433
Book / Page	7443 / 0433
Map Reference	MB P59PG142
Instrument Date	Aug 21, 2018
Instrument	18033155
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	RUDY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,016.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 COBERT LN, FRANKLIN, TN 37064-1456

Mortgage

Document Number	0018033156
Date	Aug 21, 2018
Instrument	18033156

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,562.00 (-41.7%)	$227,450 (+60.52%) Land $53,750 Building $173,700	$909,800 (+60.52%) Land $215,000 Building $694,800
2024	$6,110.00 (+1%)
2023	$3,055.00	$141,700 (-) Land $30,000 Building $111,700	$566,800 (-) Land $120,000 Building $446,800
2022	$3,055.00	$141,700 Land $30,000 Building $111,700	$566,800 Land $120,000 Building $446,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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