414 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 414 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,251 sqft · built 2015
Lot Size	0.17 acres (7,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$534,500 (Sep 2020)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089N-A-009.00-000`

Property Details

APN / Parcel Number

Primary APN	`089N-A-009.00-000`
Alternative APNs	`094089N A 00900` `1085086`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,251 sqft Living Area
Gross Area	3,779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Material	Asphalt
Lot Area	7,404 sqft (0.17 acres)
Lot Dimensions	117 ft deep x 62.8 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	1,000 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	414 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 1 PB 59 PG 142 LOT 0009
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	0009
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4113
Census Tract	51002

Owner

Source: Williamson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 COBERT LN, FRANKLIN, TN 37064-1456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 28, 2022	Intrafamily Transfer, Transfer
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit FRANKLIN SYNERGY BANK
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Dec 10, 2015 · Amount on Record
Deed Document Number	202053072
Deed Book / Page	8207 / 543
Last Transfer Date	Dec 22, 2023
Transfer Doc	0093920652
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Dec 27, 2023
Property Address	414 COBERT LN, FRANKLIN, TN 37064-1456
Document Number	0093920652
Book / Page	9392 / 652
Map Reference	MB P59 PG 142A-C
Instrument Date	Dec 22, 2023
Instrument	23036777
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 COBERT LN, FRANKLIN, TN 37064-1456

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Nov 28, 2022
Property Address	414 COBERT LN, FRANKLIN, TN 37064-1456
Document Number	0091520336
Book / Page	9152 / 336
Map Reference	MB 5898 OG 960
Instrument Date	Nov 28, 2022
Instrument	22047697
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 COBERT LN, 414, FRANKLIN, TN 37064-1456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 TWIN SQUARE WAY, FRANKLIN, TN 37067-0100

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	414 COBERT LN, FRANKLIN, TN 37064-1456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077490551
Date	Sep 23, 2019
Book Page	7749/0551
Instrument	19038662

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 25, 2020
Property Address	414 COBERT LN, FRANKLIN, TN 37064-1456
Document Number	0082070543
Book / Page	8207 / 543
Map Reference	MB P59 PG 142A-C
Instrument Date	Sep 23, 2020
Instrument	20053072
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	MID STATE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,977.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 COBERT LN, FRANKLIN, TN 37064-1456

Mortgage

Document Number	0020053073
Date	Sep 25, 2020
Instrument	20053073

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,757.00 (+32.34%)	$239,925 (+82.18%) Land $62,500 Building $177,425	$959,700 (+82.18%) Land $250,000 Building $709,700
2024	$2,839.00
2023	$2,839.00	$131,700 (-) Land $35,000 Building $96,700	$526,800 (-) Land $140,000 Building $386,800
2022	$2,839.00	$131,700 Land $35,000 Building $96,700	$526,800 Land $140,000 Building $386,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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