416 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 416 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3,162 sqft · built 2015
Lot Size	0.303 acres (13,212 sqft)
Owner	Individual Name on File
Last Sale	$407,330 (Sep 2015)
Tax Bill	$3,667 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094089N A 01000`

Property Details

APN / Parcel Number

Primary APN	`094089N A 01000`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,162 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Roof Material	Asphalt
Lot Area	13,212 sqft
Lot Dimensions	134 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	416 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 1 PB 59 PG 142 LOT 0010 SUBD NICHOLS BEND SEC1 PB 58 PG 64 LOT 0010
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	10
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4113
Census Tract	51002

Owner

416 Cobert Ln is owned and occupied by an individual who bought it in September 2015.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	416 COBERT LN, FRANKLIN, TN 37064-1456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/TN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2015 · Amount on File
Deed Sale	Sep 2, 2015 · Amount on File
Prior Sale	Jul 21, 2015 · Amount on File
Deed Document Number	15037903
Deed Book / Page	6553 / 0795
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	416 COBERT LN, FRANKLIN, TN 37064-1456
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084610945
Date	Mar 11, 2021
Book Page	8461/945
Instrument	21014866

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	416 COBERT LN, FRANKLIN, TN 37064-1456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076090857
Date	Apr 26, 2019
Book Page	7609/0857
Instrument	19014508

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	416 COBERT LN, FRANKLIN, TN 37064-1456
Document Number	0070030375
Book / Page	007003 / 000375
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 COBERT LN FRANKLIN TN 370641456, FRANKLIN, TN 37064-1456

Mortgage

Document Number	0070030375
Date	Feb 8, 2017
Book Page	007003/000375
Instrument	5348

Lender

Name	FIFTH THIRD BK/TN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 416 Cobert Ln was $3,667, down 33.8% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,667.00 (-33.78%)	$234,200 Land $62,500 Building $171,700	$936,800 Land $250,000 Building $686,800
2024	$5,538.00 (+1%)
2023	$2,769.00	$128,425 (-) Land $35,000 Building $93,425	$513,700 (-) Land $140,000 Building $373,700
2022	$2,769.00	$128,425 Land $35,000 Building $93,425	$513,700 Land $140,000 Building $373,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Cobert Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Cobert Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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