402 Cardinal St, Pooler, GA 31322 Property Records

Chatham County property record for 402 Cardinal St, Pooler, GA 31322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,358 sqft · built 1989
Lot Size0.33 acres (14,375 sqft)
OwnerCompany Name on Record
Last Sale$222,000 (Dec 2023)
Tax Bill$4,158 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN5-0018-05-009

Property Details

APN / Parcel Number

Primary APN5-0018-05-009
Alternative APN
  • D198V321

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,358 sqft Living Area
1st Floor Area1,200 sqft
Upper Floors Area240 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area463 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address402 CARDINAL ST
CityPOOLER
StateGA
Zip31322-1709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOT 7 WORTHINGTON ESTATES
Legal SubdivisionWORTHINGTON EST
Legal Lot Number7
JurisdictionCHATHAM GA
Township / Civil DivisionPOOLER-BLOOMINGDALE
Census Block Group1
Census Block1008
Census Tract10811

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address121ST ST, NEW YORK, NY 10027
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Warranty Deed, Transfer · Conventional Mortgage
TROPHY POINT INVESTMENT GROUP
Aug 24, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2023 · Amount on Record
Deed SaleDec 5, 2023 · Amount on Record
Prior SaleApr 7, 2010 · Amount on Record
Deed Book / Page3256 / 119
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateDec 5, 2023
Property Address402 CARDINAL ST, POOLER, GA 31322-1709
Document Number0032560119
Book / Page3256 / 119
Instrument DateNov 28, 2023
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 CARDINAL ST, POOLER, GA 31322-1709

Mortgage

Document Number0003256122
DateDec 5, 2023
Instrument3256/122
Lender
NameTROPHY POINT INVESTMENT GROUP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term1 Months
DueJan 1, 2024

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address402 CARDINAL ST, POOLER, GA 31322-1709
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011600551
DateAug 24, 2017
Book Page1160/551
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
MunicipalityPooler City
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,000 (+3.27%) Land $24,000 Building $110,000$335,000 (+3.27%) Land $60,000 Building $275,000
2025$4,158.00 (+42.74%)$129,760 (+26.08%) Land $24,000 Building $105,760$324,400 (+26.08%) Land $60,000 Building $264,400
2023$102,920 (+8.47%) Land $20,000 Building $82,920$257,300 (+8.47%) Land $50,000 Building $207,300
2022$2,913.00$94,880 Land $20,000 Building $74,880$237,200 Land $50,000 Building $187,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 139 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies139 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.8% of Georgia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOOLER
serves 28,423 people · EPA ID GA0510001
Water SourcePurchased surface water from SAVANNAH-I & D
Last State InspectionNov 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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