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405 Cardinal St, Pooler, GA 31322 Property Records

Chatham County property record for 405 Cardinal St, Pooler, GA 31322 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,876 sqft · built 1999
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Tax Bill$2,105 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Jun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN5-0018-02-004

Property Details

APN / Parcel Number

Primary APN5-0018-02-004
Alternative APN
  • E194R454

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,876 sqft Living Area
1st Floor Area1,876 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeMixed
Garage Area799 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area454 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address405 CARDINAL ST
CityPOOLER
StateGA
Zip31322-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 44 WORTHINGTON ESTATES
Legal SubdivisionWORTHINGTON EST
Legal Lot Number44
JurisdictionCHATHAM GA
Township / Civil DivisionPOOLER-BLOOMINGDALE
Census Block Group1
Census Block1013
Census Tract10811

Owner

Source: Chatham County records · APN 5-0018-02-004

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 CARDINAL ST, POOLER, GA 31322-1710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jun 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address405 CARDINAL ST, POOLER, GA 31322-1710
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 CARDINAL ST, POOLER, GA 31322-1710

Mortgage

Document Number0015230278
DateDec 31, 2018
Book Page0000001523/0000000278
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address405 CARDINAL ST, POOLER, GA 31322-1710
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 CARDINAL ST, POOLER, GA 31322-1710

Mortgage

Document Number0031310409
DateJun 30, 2023
Book Page0000003131/0000000409
Lender
NameBANK OF AMERICA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
MunicipalityPooler City
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$173,920 (+2.77%) Land $24,000 Building $149,920$434,800 (+2.77%) Land $60,000 Building $374,800
2025$2,105.00 (+11.73%)$169,240 (+26.64%) Land $24,000 Building $145,240$423,100 (+26.64%) Land $60,000 Building $363,100
2023$133,640 (+8.97%) Land $20,000 Building $113,640$334,100 (+8.97%) Land $50,000 Building $284,100
2022$1,884.00$122,640 Land $20,000 Building $102,640$306,600 Land $50,000 Building $256,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chatham County (13051C), updated October 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130510108111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 139 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies139 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimAug 2025, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Delta CommunicationsFiber7,000 / 7,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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