Chatham County property record for 305 Cardinal St, Pooler, GA 31322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,315 sqft · built 1999 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,453 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-0018-02-007 |
| Primary APN | 5-0018-02-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,315 sqft Living Area |
| 1st Floor Area | 2,315 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 526 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 305 CARDINAL ST |
|---|---|
| City | POOLER |
| State | GA |
| Zip | 31322-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 41 WORTHINGTON ESTATES |
| Legal Subdivision | WORTHINGTON EST |
| Legal Lot Number | 41 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | POOLER-BLOOMINGDALE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10811 |
Source: Chatham County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 CARDINAL ST, POOLER, GA 31322-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST |
| Mar 10, 2022 | Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 305 CARDINAL ST, POOLER, GA 31322-1708 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 305 CARDINAL ST, POOLER, GA 31322-1708 |
| Document Number | 0015140459 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 0000001514/0000000459 |
| Name | BRANCH BANKING AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 305 CARDINAL ST, POOLER, GA 31322-1708 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 305 CARDINAL ST, POOLER, GA 31322-1708 |
| Document Number | 0027350474 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 0000002735/0000000474 |
| Name | GEORGIA HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Pooler City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,840 (+2.83%) Land $24,000 Building $180,840 | $512,100 (+2.83%) Land $60,000 Building $452,100 | |
| 2025 | $3,453.00 (+23.15%) Homeowner's exemption | $199,200 (+29.99%) Land $24,000 Building $175,200 | $498,000 (+29.99%) Land $60,000 Building $438,000 |
| 2023 | $153,240 (+47.35%) Land $20,000 Building $133,240 | $383,100 (+47.35%) Land $50,000 Building $333,100 | |
| 2022 | $2,804.00 | $104,000 Land $20,000 Building $84,000 | $260,000 Land $50,000 Building $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 139 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POOLER serves 28,423 people · EPA ID GA0510001 |
|---|---|
| Water Source | Purchased surface water from SAVANNAH-I & D |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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