402 Benning Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 402 Benning Dr, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 2005
Square Footage3,738 sqft Heated Area
Lot Size16,812 sqft (0.385 acres)
OccupancyOwner Occupied
Last Sale$535,000 (2017)
Tax Bill$6,716.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-598-3223-8
Alternative APN
  • 00-2S-22-1105-0000-0020

Interior

Bedrooms5 Beds
Full Baths5 Baths
Building Area3,738 sqft Heated Area
Gross Area5,023 sqft Gross Area
1st Floor2,763 sqft 1st Floor
Upper Floors973 sqft Upper Floors
Stories2 Stories
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Exterior MaterialVinyl Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialWood Roof
Lot Area16,812 sqft (0.385 acres)
Garage TypeFinished Garage
Garage Area680 sqft Garage
Shed1 Shed
Porch1 Porch
Porch Area577 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address402 BENNING DR
CityDESTIN
StateFL
Zip32541-2414
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBREE CORNERS LOT 2
Legal Range22
Legal Township02S
Legal SubdivisionBREE CORNERS
Legal Lot Number2
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup2
Census Block2000
Census Tract23307

Owner

Source: Okaloosa County records · APN C56-000-598-3223-8

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address402 BENNING DR, DESTIN, FL 32541-2414
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
BANK OF ENGLAND
May 31, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMay 31, 2017 · Amount on Record
Deed SaleMay 31, 2017 · Amount on Record
Prior SaleMay 31, 2017 · Amount on Record
Deed Doc Number0033012893
Deed Book / Page003301 / 002893
Last Transfer DateJan 28, 2025
Transfer Doc0003734335
Record RefreshedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address402 BENNING DR, DESTIN, FL 32541-2414
Document Number0034701651
Instrument DateJun 09, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address402 BENNING DR DESTIN FL 325412414, DESTIN, FL 32541-2414

Mortgage

Document Number0034701651
DateJun 22, 2020
Book Page003470/001651
Instrument3367329
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 31, 2017
Property Address402 BENNING DR, DESTIN, FL 32541-2414
Document Number0033012893
Book / Page003301 / 002893
Instrument DateMay 30, 2017
Instrument3137984
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,745.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address200 NORTHAMPTON CIR FORT WALTON BEACH FL 325471461, FORT WALTON BEACH, FL 32547-1461

Mortgage

Document Number33012895
DateMay 31, 2017
Book Page003301/002895
Instrument3137985
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,716.00 (+5.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$611,159 (+5.99%)$889,860 (+0.98%) Land $119,739 Building $770,121
2023$6,368.00 (+2.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$576,636 (+3%)$881,232 (+6.52%) Land $103,707 Building $777,525
2022$6,223.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$559,841$827,319 Land $94,279 Building $733,040

Flood & Wildfire

402 Benning Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
7th percentile of exposed land nationally · 6th in Florida
Wildfire LikelihoodLow — about 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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