401 Benning Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 401 Benning Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1973
Lot Size	0.356 acres (15,515 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Mar 2007)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4764-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4764-9`
Alternative APNs	`00-2S-22-0310-000F-F23A` `22S2000310000FF23A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	2,046 sqft
1st Floor Area	1,690 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	15,515 sqft (0.356 acres)
Lot Width	75 ft Width
Driveway	Driveway
Porch	Open/Unfinished Porch
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 BENNING DR
City	DESTIN
State	FL
Zip	32541-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALHOUN S/D DESTIN BEG NE COR F-23 S 445.6 FT TO POB S 94 FT W 150 FT N 94 FT E 150 FT TO BEG 1059-608
Legal Subdivision	CALHOUN S/D
Legal Block	F
Legal Lot Number	F23A
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2023
Census Tract	23306

Owner

401 Benning Dr is owned and occupied by two individuals who acquired it in January 2017.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	401 BENNING DR, DESTIN, FL 32541-2413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2007 · Amount on File
Deed Sale	Mar 16, 2007 · Amount on File
Deed Document Number	20077214
Deed Book / Page	2773 / 105
Last Transfer Date	Jan 31, 2017
Transfer Doc	0032864915
Record Updated	Jun 8, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 10, 2017
Property Address	401 BENNING DR, DESTIN, FL 32541-2413
Document Number	0032864915
Book / Page	003286 / 004915
Instrument Date	Jan 31, 2017
Instrument	3117088
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 BENNING DR DESTIN FL 325412413, DESTIN, FL 32541-2413

Tax Assessment & Valuation

The 2025 property tax bill for 401 Benning Dr was $1,942 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 Homeowner's exemption	$203,100	$338,715 Land $145,583 Building $193,132
2023	$1,828.00 (+2.81%) Homeowner's exemption	$191,627 (+3%)	$329,020 (+7.55%) Land $132,096 Building $196,924
2022	$1,778.00 Homeowner's exemption	$186,046	$305,910 Land $120,087 Building $185,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Benning Dr in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 Benning Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20