Okaloosa County property record for 400 Benning Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,686 sqft · built 2004 |
| Lot Size | 0.208 acres (9,081 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $290,000 (May 2014) |
| Tax Bill | $4,646 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-3224-6 |
| Primary APN | C56-000-598-3224-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 3 Stories |
| Building Area | 2,686 sqft Heated Area |
| Gross Area | 3,644 sqft |
| 1st Floor Area | 1,427 sqft |
| Upper Floors Area | 1,259 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 9,081 sqft (0.208 acres) |
| Garage Type | Finished |
| Garage Area | 528 sqft |
| Porch | Open Porch |
| Porch Area | 430 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 400 BENNING DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BREE CORNERS LOT 3 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | BREE CORNERS |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23307 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 400 BENNING DR, DESTIN, FL 32541-2414 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Last Sale | May 14, 2014 · Amount on Record |
|---|---|
| Deed Sale | May 14, 2014 · Amount on Record |
| Prior Sale | Jul 28, 2005 · Amount on Record |
| Deed Document Number | 2927111 |
| Deed Book / Page | 3147 / 1282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 400 BENNING DR, DESTIN, FL 32541-2414 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 400 BENNING DR, DESTIN, FL 32541-2414 |
| Document Number | 0035544268 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 3554/4268 |
| Instrument | 3465202 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 400 BENNING DR, DESTIN, FL 32541-2414 |
| Document Number | 0033841310 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 400 BENNING DR DESTIN FL 325412414, DESTIN, FL 32541-2414 |
| Document Number | 0033841310 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 003384/001310 |
| Instrument | 3257332 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2049 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,646.00 (+5.54%) Homeowner's exemption | $431,398 (+5.99%) | $622,116 (+3.24%) Land $97,968 Building $524,148 |
| 2023 | $4,402.00 (+2.4%) Homeowner's exemption | $407,029 (+3%) | $602,609 (+17.63%) Land $88,892 Building $513,717 |
| 2022 | $4,299.00 Homeowner's exemption | $395,174 | $512,277 Land $80,811 Building $431,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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