402 5th St, Traer, IA 50675 Property Records

Tama County property record for 402 5th St, Traer, IA 50675

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,792 sqft · built 2000
Lot Size0.331 acres (14,418 sqft)
Owner2 Individual Names on Record
Last Sale$265,500 (Aug 2026)
Tax Bill$4,692 (2025)
Deeds & MortgagesAug 2026 Sale
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07.10.177.010

Property Details

APN / Parcel Number

Primary APN07.10.177.010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
Basement Area1,792 sqft
Finished Basement875 sqft
Unfinished Basement917 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,418 sqft (0.331 acres)
Garage TypeAttached
Garage Area832 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area160 sqft
Patio Area625 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address402 5TH ST
CityTRAER
StateIA
Zip50675-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 11 & 12 BLK 5 ORIGINAL
Legal SubdivisionORIGINAL TOWN
Legal Block5
Legal Lot Number11-12
JurisdictionTAMA IA
Township / Civil DivisionPERRY
Census Block Group3
Census Block3043
Census Tract290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address402 5TH ST, TRAER, IA 50675-1114
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Contract Sale, Transfer
NONE LISTED ON DOCUMENT
Sep 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2026 · Amount on Record
Deed SaleAug 5, 2026 · Amount on Record
Deed Document Number20261891
Record UpdatedOct 29, 2026

August 2026: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionTAMA IA
Recording DateAug 5, 2026
Property Address402 5TH ST, TRAER, IA 50675-1114
Document Number0000001891
Instrument DateAug 3, 2026
Instrument20261891
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$42,824.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 5TH ST, TRAER, IA 50675-1114

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address402 5TH ST, TRAER, IA 50675-1114
Transaction TypeMortgage
Record UpdatedJan 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020202223
DateSep 4, 2020
Instrument2020-2223
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term96 Months
DueSep 1, 2028
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateIowa
CountyTama County
MunicipalityTraer City
Unified School DistrictNorth Tama County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,692.00$249,030 (+3.64%) Land $20,980 Building $228,050$249,030 (+3.64%) Land $20,980 Building $228,050
2023$240,290 Land $20,980 Building $219,310$240,290 Land $20,980 Building $219,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRAER MUNICIPAL WATER PLANT
serves 1,583 people · EPA ID IA8681030
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

Nearby Properties on 5th St

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