307 5th St, Traer, IA 50675 Property Records

Tama County property record for 307 5th St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1950
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,500 (Feb 2025)
Tax Bill	$1,450 (2025)
Deeds & Mortgages	Jul 2007 Mortgage Feb 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.153.003`

Property Details

APN / Parcel Number

Primary APN	`07.10.153.003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
Basement Area	237 sqft
Unfinished Basement	237 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	88 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	307 5TH ST
City	TRAER
State	IA
Zip	50675-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-85-14 W 65' E 198.75' N140' S 500' LOT 5 SW NW
Legal Range	14W
Legal Township	85N
Legal Section	10
Legal Subdivision	AUDITORS PLAT
Legal Lot Number	5
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3039
Census Tract	290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 5TH ST, TRAER, IA 50675-1111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2007	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO
Feb 28, 2025	Warranty Deed, Transfer
Aug 11, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Dec 20, 2024 · Amount on Record
Deed Document Number	2025480
Prior Transfer Date	Apr 14, 2023
Prior Transfer Doc	0000000768
Record Updated	Oct 29, 2026

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	307 5TH ST, TRAER, IA 50675-1111
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000803/444
Date	Jul 3, 2007
Book Page	0803/444
Instrument	2007-2280

Lender

Name	STATE BANK OF TOLEDO
Address	TOLEDO, IA 52342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Feb 28, 2025
Property Address	307 5TH ST, TRAER, IA 50675-1111
Document Number	0020250480
Instrument Date	Feb 28, 2025
Instrument	2025-0480
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$187.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	307 5TH ST, TRAER, IA 50675-1111

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Aug 11, 2017
Property Address	307 5TH ST, TRAER, IA 50675-1111
Document Number	02017/2422
Book / Page	2017 / 2422
Instrument Date	Apr 17, 2017
Instrument	2017-2422
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 5TH ST, TRAER, IA 50675-1111

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00 Homeowner's exemption	$99,060 (+3.9%) Land $12,740 Building $86,320	$99,060 (+3.9%) Land $12,740 Building $86,320
2024		$95,340 (-) Land $12,740 Building $82,600
2023		$95,340 Land $12,740 Building $82,600	$95,340 Land $12,740 Building $82,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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