Tama County property record for 308 5th St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,427 sqft · built 1955 |
| Lot Size | 0.377 acres (16,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,250 (Nov 2014) |
| Tax Bill | $3,832 (2025) |
| Deeds & Mortgages | Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.152.011 |
| Primary APN | 07.10.152.011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,427 sqft Living Area |
| Attic | Attic |
| Attic Area | 711 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,422 sqft (0.377 acres) |
| Garage Type | Mixed |
| Garage Area | 896 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 388 sqft |
| Deck Area | 545 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 308 5TH ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 26.2' LOT 5 & LOT 6 LETCH'S |
| Legal Subdivision | LETCHS ADD |
| Legal Lot Number | 5-6 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 290200 |
308 5th St is owned and occupied by an individual who bought it in November 2014.
Source: Tama County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 5TH ST, TRAER, IA 50675-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2014 · Amount on File |
| Deed Sale | Nov 12, 2014 · Amount on File |
| Deed Document Number | 20142886 |
| Deed Book / Page | 939 / 200 |
| Prior Transfer Date | Nov 10, 2014 |
| Prior Transfer Doc | 000939/200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 308 5TH ST, TRAER, IA 50675-1112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20193004 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019-3004 |
| Name | CHELSEA SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 308 5th St was $3,832 with a homeowner's exemption.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,832.00 Homeowner's exemption | $219,980 (+6.82%) Land $18,400 Building $201,580 | $219,980 Land $18,400 Building $201,580 |
| 2024 | $205,930 (+0.03%) Land $18,400 Building $187,530 | ||
| 2023 | $205,860 Land $18,400 Building $187,460 | $205,930 Land $18,400 Building $187,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile, Traer Municipal Utilities.
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