402 4th St, Lester, IA 51242 Property Records

Lyon County property record for 402 4th St, Lester, IA 51242

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,849 sqft · built 1965
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Company Names on File
Last Sale	$250,000 (Aug 2022)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`370000008800000`

Property Details

APN / Parcel Number

Primary APN	`370000008800000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,849 sqft Living Area
1st Floor Area	1,849 sqft
Basement Area	1,849 sqft
Finished Basement	1,848 sqft
Unfinished Basement	1,849 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	37 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	402 4TH ST
City	LESTER
State	IA
Zip	51242-7727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	SORGS ADD LOTS 4 & 5 & NW 80'X 37 1/2' OF LOT 3, BLK 1
Legal Subdivision	SORGS ADD
Legal Block	1
Legal Lot Number	3-5
Jurisdiction	LYON IA
Township / Civil Division	LARCHWOOD
Census Block Group	1
Census Block	1060
Census Tract	950300

Owner

Source: Lyon County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	402 4TH ST, LESTER, IA 51242-7727
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 23, 2026	Intrafamily Transfer, Transfer
Mar 9, 2026	Affidavit of Death of Joint Tenant, Transfer
Aug 2, 2022	Intrafamily Transfer, Transfer
Aug 2, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2010	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Deed Document Number	20222023
Deed Book / Page	2022 / 2023
Last Transfer Date	Mar 9, 2026
Transfer Doc	0000000591
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON IA
Property Address	402 4TH ST, LESTER, IA 51242-7727
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 4TH ST, LESTER, IA 51242-7727
Investor	Possibly a Property Investor

Mortgage

Document Number	002024/492
Date	Mar 15, 2024
Book Page	2024/492
Instrument	2024 492

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON IA
Recording Date	Mar 23, 2026
Property Address	402 4TH ST, LESTER, IA 51242-7727
Document Number	002026/725
Book / Page	2026 / 725
Instrument Date	Mar 20, 2026
Instrument	2026 0725
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 4TH ST, LESTER, IA 51242-7727

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	402 4TH ST, LESTER, IA 51242-7727

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LYON IA
Recording Date	Mar 9, 2026
Property Address	402 4TH ST, LESTER, IA 51242-7727
Document Number	002026/591
Book / Page	2026 / 591
Instrument Date	Mar 9, 2026
Instrument	2026 0591
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 4TH ST, LESTER, IA 51242-7727

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON IA
Recording Date	Aug 2, 2022
Property Address	402 4TH ST, LESTER, IA 51242-7727
Document Number	02022/2024
Book / Page	2022 / 2024
Instrument Date	Aug 1, 2022
Instrument	2022 2024
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 4TH ST, LESTER, IA 51242-7727

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LYON IA
Recording Date	Aug 2, 2022
Property Address	402 4TH ST, LESTER, IA 51242-7727
Document Number	02022/2023
Book / Page	2022 / 2023
Instrument Date	Aug 1, 2022
Instrument	2022 2023
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 4TH ST, LESTER, IA 51242-7727
Investor	Possibly a Property Investor

Mortgage

Document Number	0020222110
Date	Aug 2, 2022
Instrument	2022 2110

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

November 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON IA
Recording Date	Nov 5, 2010
Property Address	402 4TH ST, LESTER, IA 51242-7727
Document Number	02010/2399
Book / Page	2010 / 2399
Instrument Date	Oct 22, 2010
Instrument	2010 2399
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 165, LESTER, IA 51242-0165

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lyon County
Municipality	Lester City
Unified School District	West Lyon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,168.00	$305,070 (+23.23%) Land $19,110 Building $285,960	$305,070 (+23.23%) Land $19,110 Building $285,960
2024	$3,168.00 (+53.34%)
2023		$247,560 (+37.96%) Land $19,110 Building $228,450	$247,560 (+37.96%) Land $19,110 Building $228,450
2022	$2,066.00 Homeowner's exemption	$179,440 Land $19,110 Building $160,330
2021			$179,440 Land $19,110 Building $160,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LESTER WATER SUPPLY serves 296 people · EPA ID IA6055077
Water Source	Purchased groundwater from LYON-SIOUX RWS-BIG SIOUX
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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