102 4th St, Lester, IA 51242 Property Records

Lyon County property record for 102 4th St, Lester, IA 51242

Property Summary

Property Type	Commercial
Details	1 ba · 1,186 sqft · built 1925
Lot Size	0.152 acres (6,641 sqft)
Owner	Company Name on File
Last Sale	$50,000 (Feb 2019)
Tax Bill	$76 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`370000007800000`

Property Details

APN / Parcel Number

Primary APN	`370000007800000`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,186 sqft Total Area
1st Floor Area	816 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	6,641 sqft (0.152 acres)
Lot Dimensions	147 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	102 4TH ST
City	LESTER
State	IA
Zip	51242-7705
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	SINGLE-FAM
Legal Description	LESTER O. T. LOT 1, BLK 10
Legal Subdivision	LESTER
Legal Block	10
Legal Lot Number	1
Jurisdiction	LYON IA
Township / Civil Division	LARCHWOOD
Census Block Group	1
Census Block	1056
Census Tract	950300

Owner

102 4th St, a commercial property, is owned by a company that bought it in February 2019.

Source: Lyon County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	205 MAIN ST, LESTER, IA 51242-7701
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Feb 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on File
Deed Sale	Feb 1, 2019 · Amount on File
Deed Document Number	2019209
Deed Book / Page	2019 / 209
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON IA
Recording Date	Sep 11, 2026
Property Address	102 4TH ST, LESTER, IA 51242-7705
Document Number	0000002232
Book / Page	2026 / 2232
Instrument Date	Sep 9, 2026
Instrument	20262232
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0000002232,
Date	Sep 11, 2026
Book Page	2026/2232
Instrument	20262232

Lender

Name	PEOPLES BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 15, 2041

Interest

Max Rate	-1%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON IA
Recording Date	Feb 1, 2019
Property Address	102 4TH ST, LESTER, IA 51242-7705
Document Number	002019/209
Book / Page	2019 / 209
Instrument Date	Jan 31, 2019
Instrument	209
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 148, LESTER, IA 51242-0148

Tax Assessment & Valuation

The 2025 property tax bill for 102 4th St was $76.

Source: Lyon County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lyon County
Municipality	Lester City
Unified School District	West Lyon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$76.00	$6,000 Land $6,000	$6,000 Land $6,000
2024	$76.00
2023		$6,000 (-) Land $6,000	$6,000 Land $6,000
2022	$72.00	$6,000 Land $6,000
2021			$6,000 Land $6,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LESTER WATER SUPPLY serves 296 people · EPA ID IA6055077
Water Source	Purchased groundwater from LYON-SIOUX RWS-BIG SIOUX
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures