Lyon County property record for 103 4th St, Lester, IA 51242
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1977 |
| Lot Size | 0.155 acres (6,775 sqft) |
| Owner | Trust Name on File |
| Last Sale | $37,750 (Mar 1978) |
| Tax Bill | $2,500 (2024) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 370000007100000 |
| Primary APN | 370000007100000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Basement Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,775 sqft (0.155 acres) |
| Garage Type | Detached |
| Garage Area | 1,696 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 103 4TH ST |
|---|---|
| City | LESTER |
| State | IA |
| Zip | 51242-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAMILY DWELLINGS |
| Legal Description | LESTER O. T. LOT 6, BLK 9 |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | LYON IA |
| Township / Civil Division | LARCHWOOD |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 950300 |
103 4th St is owner-occupied and held in a trust since March 1978.
Source: Lyon County records, as of October 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 117, LESTER, IA 51242-0117 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 1978 · Amount on File |
| Deed Sale | Mar 28, 1978 · Amount on File |
| Deed Document Number | 0000306167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 103 4TH ST, LESTER, IA 51242-7705 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000001428 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 0000002018/0000001428 |
| Instrument | 000000001428 |
| Name | FRONTIER STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 176 Months |
| Due | Jan 1, 2033 |
Source: Lyon County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Lester City |
| Unified School District | West Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $263,940 Land $10,070 Building $253,870 | $263,940 Land $10,070 Building $253,870 | |
| 2024 | $2,500.00 | ||
| 2023 | $228,250 (+31.53%) Land $10,070 Building $218,180 | $228,250 Land $10,070 Building $218,180 | |
| 2022 | $1,954.00 Homeowner's exemption | $173,530 Land $10,070 Building $163,460 | |
| 2021 | $173,530 Land $10,070 Building $163,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 4th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LESTER WATER SUPPLY serves 296 people · EPA ID IA6055077 |
|---|---|
| Water Source | Purchased groundwater from LYON-SIOUX RWS-BIG SIOUX |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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