402 3rd St S, Amory, MS 38821 Property Records

Monroe County property record for 402 3rd St S, Amory, MS 38821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,689 sqft · built 1956
Lot Size	48 acres (2,090,880 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Apr 2024)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`359J-36-032-006.00`

Property Details

APN / Parcel Number

Primary APN	`359J-36-032-006.00`
Alternative APN	`21161`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,689 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,090,880 sqft (48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	21161
Street Address	402 3RD ST S
City	AMORY
State	MS
Zip	38821-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 55 LOT 14,15,16 .48 AC C RAILROAD DIVISION
Legal Subdivision	C RAILROAD DIVISION
Legal Block	55
Legal Lot Number	14-16
Jurisdiction	MONROE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2025
Census Tract	950400

Owner

Source: Monroe County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 3RD ST S, AMORY, MS 38821-4211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Deed of Trust, Mortgage AMORY FEDERAL SAVINGS AND LOAN ASSOC
Jan 25, 2022	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	May 24, 2012
Deed Document Number	0000242166
Prior Transfer Date	Jan 25, 2022
Prior Transfer Doc	2022000378
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MS
Property Address	402 3RD ST S, AMORY, MS 38821-4211
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 3RD ST S, AMORY, MS 38821-4211

Mortgage

Document Number	2018003139
Date	Jun 28, 2018
Instrument	2018003139

Lender

Name	AMORY FEDERAL SAVINGS AND LOAN ASSOC

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2043

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MS
Recording Date	Jan 25, 2022
Property Address	402 3RD ST S, AMORY, MS 38821-4211
Document Number	2022000378
Instrument Date	Jan 25, 2022
Instrument	2022000378
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50005 REMINGTON TRL, AMORY, MS 38821-8148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 3RD ST S, AMORY, MS 38821-4211
Investor	Possibly a Property Investor

Mortgage

Document Number	2022000379
Date	Jan 25, 2022
Instrument	2022000379

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Amory City
County	Monroe County
Unified School District	Amory School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,002.00 (+73.18%) Homeowner's exemption	$12,114 (+34.88%)	$121,140 (+34.88%) Land $22,000 Building $99,140
2023	$1,156.00 (+3.12%) Homeowner's exemption	$8,981 (-)	$89,810 (-) Land $22,000 Building $67,810
2022	$1,121.00 Homeowner's exemption	$8,981	$89,810 Land $22,000 Building $67,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1991–2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AMORY serves 9,350 people · EPA ID MS0480002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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