315 3rd St S, Amory, MS 38821 Property Records

Monroe County property record for 315 3rd St S, Amory, MS 38821

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,688 sqft · built 1952
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Tax Bill$1,301 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone AE (high risk)
APN359J-36-038-004.00

Property Details

APN / Parcel Number

Primary APN359J-36-038-004.00
Alternative APN
  • 21201

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,688 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number21201
Street Address315 3RD ST S
CityAMORY
StateMS
Zip38821-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK 94 LOT 8 50 X 140 .2 AC C RAILROAD DIVISION
Legal SubdivisionC RAILROAD DIVISION
Legal Block94
Legal Lot Number8
JurisdictionMONROE MS
Township / Civil Division2
Census Block Group2
Census Block2010
Census Tract950400

Owner

Source: Monroe County records, as of January 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address315 3RD ST S, AMORY, MS 38821-4210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2021
Deed SaleMar 8, 2021
Deed Document Number2021001048
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MS
Property Address315 3RD ST S, AMORY, MS 38821-4210
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 3RD ST S, AMORY, MS 38821-4210

Mortgage

Document Number2021001050
DateMar 8, 2021
Instrument2021001050
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
MunicipalityAmory City
CountyMonroe County
Unified School DistrictAmory School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,301.00 (+53.42%) Homeowner's exemption$7,877 (+13.03%)$78,770 (+13.03%) Land $3,920 Building $74,850
2023$848.00 (+3.29%) Homeowner's exemption$6,969 (-)$69,690 (-) Land $3,920 Building $65,770
2022$821.00 Homeowner's exemption$6,969$69,690 Land $3,920 Building $65,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1991–2015)
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AMORY
serves 9,350 people · EPA ID MS0480002
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Buckeye Cablesystem
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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