401 3rd St S, Amory, MS 38821 Property Records

Monroe County property record for 401 3rd St S, Amory, MS 38821

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,560 sqft · built 1936
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,000 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`359J-36-033-001.00`

Property Details

APN / Parcel Number

Primary APN	`359J-36-033-001.00`
Alternative APN	`21163`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,560 sqft Living Area
2nd Floor Area	220 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1936
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Utility Building	456 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	21163
Street Address	401 3RD ST S
City	AMORY
State	MS
Zip	38821-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 95 LOT 1 & 16'OFF N SIDE LOT 2 75 X 140 RAILROAD DIV .2AC C
Legal Subdivision	RAILROAD DIV
Legal Block	95
Legal Lot Number	1-2,16
Jurisdiction	MONROE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2024
Census Tract	950400

Owner

Source: Monroe County assessment roll, APN 359J-36-033-001.00, as of September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1617 HIGHWAY 25 S, AMORY, MS 38821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2014
Deed Sale	Jun 13, 2014
Deed Document Number	0000143289
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MS
Property Address	401 3RD ST S, AMORY, MS 38821-4212
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000622
Date	Feb 06, 2017
Instrument	2017000622

Lender

Name	COMMUNITY BANK
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2037

Tax Assessment & Valuation

Source: Monroe County assessment roll as of September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Amory City
County	Monroe County
Unified School District	Amory School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,000.00 (+42.65%) Homeowner's exemption	$6,055 (+4.92%)	$60,550 (+4.92%) Land $12,000 Building $48,550
2023	$701.00 (+3.24%) Homeowner's exemption	$5,771 (-)	$57,710 (-) Land $12,000 Building $45,710
2022	$679.00 Homeowner's exemption	$5,771	$57,710 Land $12,000 Building $45,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (28095C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280959504002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1991–2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 310 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
BCI Mississippi Broadband Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Telapex Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0480002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF AMORY serves 9,350 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.