Polk County property record for 4017 Howard Gap Rd, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 2 ba · 1,248 sqft · built 2004 |
| Lot Size | 3.45 acres (150,282 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,700 (2026) |
| Deeds & Mortgages | Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | P23-16 |
| Primary APN | P23-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,248 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Logs |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 150,282 sqft (3.45 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Account Number | 57374 |
|---|---|
| Street Address | 4017 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-9859 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | 3.45 ACRES, P23 MAP P23 |
| Legal Subdivision | MAP P23 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 3RD AVE SW, AIKEN, SC 29801-4849 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2003 |
| Deed Sale | Dec 19, 2003 |
| Prior Sale | Oct 17, 2003 · Amount on Record |
| Deed Book / Page | 309 / 119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 16, 2019 |
| Property Address | 4017 HOWARD GAP RD, SALUDA, NC 28773-9859 |
| Document Number | 000443/228 |
| Book / Page | 443 / 228 |
| Instrument Date | Sep 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2517 CYPRESS ST, COLUMBIA, SC 29205-1607 |
| Investor | Possibly a Property Investor |
| Document Number | 000443/231 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 443/231 |
| Name | BEVERLY HANK MORTGAGE SERVICES |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,700.00 (+1.25%) | $288,191 (-) Land $52,150 Building $236,041 | $288,191 (-) Land $52,150 Building $236,041 |
| 2025 | $1,679.00 (+14.06%) | $288,191 (+35.86%) Land $52,150 Building $236,041 | $288,191 (+35.86%) Land $52,150 Building $236,041 |
| 2023 | $1,472.00 | $212,119 Land $24,800 Building $187,319 | |
| 2021 | $212,119 Land $24,800 Building $187,319 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE only, no 5G reported
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