Polk County property record for 4175 Howard Gap Rd, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Apr 2007) |
| Tax Bill | $240 (2026) |
| Deeds & Mortgages | Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P23-53 |
| Primary APN | P23-53 |
|---|---|
| Alternative APN |
|
| Lot Area | 35,719 sqft (0.82 acres) |
|---|
| Account Number | 35472 |
|---|---|
| Street Address | 4175 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-9860 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | FR ELSIE JOHNSON BROWN, P23 MAP P23 |
| Legal Subdivision | MAP P23 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920303 |
4175 Howard Gap Rd is owned and occupied by an individual who acquired it in July 2008.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4175 HOWARD GAP RD, SALUDA, NC 28773-9860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2007 · Amount on File |
| Deed Sale | Apr 5, 2007 · Amount on File |
| Prior Sale | Dec 16, 1999 |
| Deed Book / Page | 352 / 978 |
| Last Transfer Date | Jul 1, 2008 |
| Transfer Doc | 00376/2121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 5, 2019 |
| Property Address | 4175 HOWARD GAP RD, SALUDA, NC 28773-9860 |
| Document Number | 00442/2193 |
| Book / Page | 442 / 2193 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 BOYDSTON ST, CANTON, NC 28716-3921 |
The 2026 property tax bill for 4175 Howard Gap Rd was $240, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240.00 (+1.27%) | $40,804 (-) Land $28,700 Building $12,104 | $40,804 (-) Land $28,700 Building $12,104 |
| 2025 | $237.00 | $40,804 Land $28,700 Building $12,104 | $40,804 Land $28,700 Building $12,104 |
| 2023 | $120.00 | $17,295 Land $12,300 Building $4,995 | |
| 2021 | $17,295 Land $12,300 Building $4,995 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4175 Howard Gap Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4175 Howard Gap Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE (outdoors only), no 5G reported
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