Polk County property record for 3790 Howard Gap Rd, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 1 ba · 1,951 sqft · built 1999 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $7,000 (Jun 2023) |
| Tax Bill | $2,143 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Aug 2023 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P34-138 |
| Primary APN | P34-138 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,951 sqft Finished Area |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Porch |
| Cooling System | None |
|---|
| Account Number | 56545 |
|---|---|
| Street Address | 3790 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | 10.00 ACRES, P34 MAP P34 |
| Legal Subdivision | MAP P34 |
| Legal Tract | 1 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 920303 |
Source: Polk County records, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5920 SW 19TH ST, PLANTATION, FL 33317-5218 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 18, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 4, 2023 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Jun 26, 2023 | Warranty Deed, Transfer |
| Nov 30, 2018 | Warranty Deed, Transfer · VA Mortgage PRIME MTG LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on Record |
| Deed Sale | Jun 26, 2023 · Amount on Record |
| Prior Sale | Nov 30, 2018 · Amount on Record |
| Deed Book / Page | 478 / 2337 |
| Last Transfer Date | Sep 22, 2023 |
| Transfer Doc | 000481/692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Oct 18, 2023 |
| Property Address | 3790 HOWARD GAP RD, SALUDA, NC 28773 |
| Document Number | 000481/692 |
| Book / Page | 481 / 692 |
| Map Reference | FILE F PG 1085 |
| Instrument Date | Sep 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5920 SW 19TH ST, PLANTATION, FL 33317-5218 |
| Name | Verified Name |
|---|---|
| Address | 3790 HOWARD GAP RD, SALUDA, NC 28773 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 4, 2023 |
| Property Address | 3790 HOWARD GAP RD, SALUDA, NC 28773 |
| Document Number | 00479/1909 |
| Book / Page | 479 / 1909 |
| Map Reference | FILE F PG 1085 |
| Instrument Date | Jul 25, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5920 SW 19TH ST, PLANTATION, FL 33317-5218 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 26, 2023 |
| Property Address | 3790 HOWARD GAP RD, SALUDA, NC 28773 |
| Document Number | 00478/2337 |
| Book / Page | 478 / 2337 |
| Map Reference | FILE F PG 1085 |
| Instrument Date | Jun 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $14.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1034 FERRY CROSSING CIR, CHARLESTON, SC 29414-6646 |
| Name | Verified Name |
|---|---|
| Address | 5 STARNES COVE PL, ASHEVILLE, NC 28806-1106 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Nov 30, 2018 |
| Property Address | 3790 HOWARD GAP RD, SALUDA, NC 28773 |
| Document Number | 00437/1043 |
| Book / Page | 437 / 1043 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3790 HOWARD GAP RD, SALUDA, NC 28773 |
| Document Number | 0000000437/0000001046 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 0000000437/0000001046 |
| Name | PRIME MTG LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 1, 2048 |
Source: Polk County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,143.00 (+30.75%) | $367,867 (+55.74%) Land $95,400 Building $272,467 | $367,867 (+55.74%) Land $95,400 Building $272,467 |
| 2023 | $1,639.00 (+4.46%) | $236,207 (-) Land $69,100 Building $167,107 | |
| 2022 | $1,569.00 | $236,207 Land $69,100 Building $167,107 | |
| 2021 | $236,207 Land $69,100 Building $167,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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