St. Charles County property record for 4016 Emerald Dr, Saint Charles, MO 63304 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,284 sqft · built 1980 |
| Lot Size | 1 acres (58,506 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Dec 2022) |
| Tax Bill | $4,990 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 536070A031 |
| Primary APN | 536070A031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| 1st Floor Area | 1,406 sqft |
| Basement Area | 866 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 58,506 sqft (1 acres) |
| Lot Dimensions | 294 ft deep x 199 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 433 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 536070A031 |
|---|---|
| Old Parcel Number | 536070A031 |
| Street Address | 4016 EMERALD DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD WOODS LOT 31 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | EMERALD WOODS |
| Legal Lot Number | 31 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 311150 |
Source: St. Charles County records · APN 536070A031
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4016 EMERALD DR, SAINT CHARLES, MO 63304-6924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 04, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Nov 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2022 · Amount on Record |
| Deed Sale | Dec 05, 2022 · Amount on Record |
| Prior Sale | Nov 14, 2022 |
| Deed Document Number | 0202264085 |
| Deed Book / Page | 2022 / 64085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 20, 2026 |
| Property Address | 4016 EMERALD DR, SAINT CHARLES, MO 63304-6924 |
| Document Number | 0000033960 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202633960 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4016 EMERALD DR, SAINT CHARLES, MO 63304-6924 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4016 EMERALD DR, SAINT CHARLES, MO 63304-6924 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4016 EMERALD DR, WELDON SPRING, MO 63304-6924 |
| Document Number | 0000054310 |
|---|---|
| Date | Dec 04, 2025 |
| Instrument | 2025R-054310 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 05, 2022 |
| Property Address | 4016 EMERALD DR, SAINT CHARLES, MO 63304-6924 |
| Document Number | 0000064085 |
| Map Reference | MB 20 PG 13 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022R-064085 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NOT AVAILABLE, STG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4016 EMERALD DR, SAINT CHARLES, MO 63304-6924 |
| Name | Verified Name |
|---|---|
| Address | 4016 EMERALD DR, SAINT CHARLES, MO 63304-6924 |
| Document Number | 0000064086 |
|---|---|
| Date | Dec 05, 2022 |
| Instrument | 2022R-064086 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 14, 2022 |
| Property Address | 4016 EMERALD DR, SAINT CHARLES, MO 63304-6924 |
| Document Number | 0000061327 |
| Map Reference | MB 20 PG 13 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 2022R-061327 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 OAK KNOLL DR, SAINT CHARLES, MO 63304-7425 |
| Name | Verified Name |
|---|---|
| Address | 4016 EMERALD DR, SAINT CHARLES, MO 63304-6924 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,990.00 | $84,238 (+16.56%) | $443,359 (+16.56%) Land $85,000 Building $358,359 |
| 2023 | $72,271 | ||
| 2022 | $380,371 Land $85,000 Building $295,371 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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