St. Charles County property record for 4013 Emerald Dr, Saint Charles, MO 63304 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1980 |
| Square Footage | 2,328 sqft Living Area |
| Lot Size | 45,472 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $542,000 (2023) |
| Tax Bill | $5,093.00 (2025) |
| Primary APN | 536070A004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,328 sqft Living Area |
| 1st Floor | 1,224 sqft 1st Floor |
| Basement Area | 1,092 sqft Basement |
| Finished Basement | 572 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Siding Exterior |
| Lot Area | 45,472 sqft (1 acres) |
| Depth X Width | 203 ft x 224 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 563 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 536070A004 |
|---|---|
| Old Parcel Number | 536070A004 |
| Street Address | 4013 EMERALD DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6909 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD WOODS LOT 4 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | EMERALD WOODS |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | HARVESTER |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 311150 |
Source: St. Charles County records · APN 536070A004
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4013 EMERALD DR, SAINT CHARLES, MO 63304-6909 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Jun 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on Record |
| Deed Sale | Jun 26, 2023 · Amount on Record |
| Prior Sale | Jul 08, 2019 |
| Deed Doc Number | 0202324741 |
| Deed Book / Page | 2023 / 24741 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4013 EMERALD DR, SAINT CHARLES, MO 63304-6909 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4013 EMERALD DR, SAINT CHARLES, MO 63304-6909 |
| Document Number | 0000010062 |
|---|---|
| Date | Feb 02, 2021 |
| Instrument | 2021R-010062 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 26, 2023 |
| Property Address | 4013 EMERALD DR, SAINT CHARLES, MO 63304-6909 |
| Document Number | 0000024741 |
| Map Reference | MB 20 PG 13 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2023R-024741 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4013 EMERALD DR, SAINT CHARLES, MO 63304-6909 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4013 EMERALD DR, SAINT CHARLES, MO 63304-6909 |
| Document Number | 0000024742 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023R-024742 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,093.00 (+38.51%) | $85,980 (+16.21%) | $452,526 (+16.21%) Land $85,000 Building $367,526 |
| 2023 | $73,988 (+29.3%) | ||
| 2022 | $3,677.00 | $57,223 | $389,410 (+29.3%) Land $85,000 Building $304,410 |
| 2021 | $301,179 Land $85,000 Building $216,179 |
4013 Emerald Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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