St. Charles County property record for 4005 Emerald Dr, Saint Charles, MO 63304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,741 sqft · built 1978 |
| Lot Size | 1.26 acres (55,154 sqft) |
| Owner | Company Name on File |
| Last Sale | $245,000 (Jun 2011) |
| Tax Bill | $4,764 (2025) |
| Deeds & Mortgages | Feb 2019 Transfer Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 536070A006 |
| Primary APN | 536070A006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,741 sqft Living Area |
| Gross Area | 3,600 sqft |
| 1st Floor Area | 1,374 sqft |
| Basement Area | 837 sqft |
| Finished Basement | 530 sqft |
| Unfinished Basement | 307 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,154 sqft (1.26 acres) |
| Lot Dimensions | 253 ft deep x 218 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 284 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 536070A006 |
|---|---|
| Street Address | 4005 EMERALD DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD WOODS LOT 6 |
| Legal Subdivision | EMERALD WOODS |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 311150 |
Source: St. Charles County records · APN 536070A006
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4005 EMERALD DR, SAINT CHARLES, MO 63304-6909 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 07, 2017 | Deed of Trust, Mortgage FIRST ST BK/ST CHARLES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2011 · Amount on Record |
| Deed Sale | Jun 14, 2011 · Amount on Record |
| Prior Sale | Feb 20, 2001 · Amount on Record |
| Deed Document Number | 2011354600 |
| Deed Book / Page | 5598 / 1032 |
| Last Transfer Date | Feb 04, 2019 |
| Transfer Doc | 0070362292 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 19, 2019 |
| Property Address | 4005 EMERALD DR, SAINT CHARLES, MO 63304-6909 |
| Document Number | 0070362292 |
| Book / Page | 007036 / 002292 |
| Instrument Date | Feb 04, 2019 |
| Instrument | 72360 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4005 EMERALD DR ST CHARLES MO 633046909, ST CHARLES, MO 63304-6909 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4005 EMERALD DR, SAINT CHARLES, MO 63304-6909 |
| Document Number | 0067902098 |
| Book / Page | 006790 / 002098 |
| Instrument Date | Aug 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4005 EMERALD DR ST CHARLES MO 633046909, ST CHARLES, MO 63304-6909 |
| Document Number | 0067902098 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 006790/002098 |
| Instrument | 507850 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 13, 2032 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,764.00 (+12.04%) | $80,401 (+12.84%) | $423,162 (+12.84%) Land $85,000 Building $338,162 |
| 2024 | $4,252.00 | ||
| 2023 | $71,253 | ||
| 2022 | $375,014 Land $85,000 Building $290,014 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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