4007 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4007 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Rural Home
Details	4 ba · 2,336 sqft · built 1990
Lot Size	0.19 acres (8,305 sqft)
Owner	Individual Name on File
Last Sale	$418,000 (Apr 2019)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-196`

Property Details

APN / Parcel Number

Primary APN	`211-62-196`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	1,309 sqft
2nd Floor Area	1,027 sqft

Exterior

Year Built	Built 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,305 sqft (0.19 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4007 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-5846
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1-8
Legal Description	DESERT WILLOW ESTATES AT TATUM RANCH REPLAT MCR 337/21
Legal Range	04E
Legal Township	05N
Legal Section	19
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	DESERT WILLOW ESTATES AT TATUM RANCH REP
Legal Lot Number	18
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2017
Census Tract	612600

Owner

4007 E Montgomery Rd, a rural home, is owned and occupied by an individual who bought it in April 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4007 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2019	Warranty Deed, Transfer · Conventional Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2019 · Amount on File
Deed Sale	Apr 5, 2019 · Amount on File
Prior Sale	Sep 17, 2015
Deed Document Number	20190240977
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4007 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4007 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846

Mortgage

Document Number	0000058815
Date	Jan 20, 2022
Instrument	20220058815

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	GILBERT, AZ 85295

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4007 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000316415
Date	Apr 14, 2020
Instrument	20200316415

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 5, 2019
Property Address	4007 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846
Document Number	0000240977
Map Reference	MB 337 PG 21
Instrument Date	Mar 28, 2019
Instrument	20190240977
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33633 N 84TH ST, 33633, SCOTTSDALE, AZ 85266-1356

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4007 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846

Mortgage

Document Number	0000240978
Date	Apr 5, 2019
Instrument	20190240978

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4007 E Montgomery Rd was $1,812, up 2.8% from the year before.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,760 (+1.76%)	$567,600 (+1.76%) Land $113,500 Building $454,100
2025	$1,812.00 (+2.78%)	$55,780 (-5.38%)	$557,800 (-5.38%) Land $111,500 Building $446,300
2024	$1,763.00 (-15.32%)	$58,950	$589,500 Land $117,900 Building $471,600
2023	$2,082.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4007 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4007 E Montgomery Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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