40128 Corte Esperanza, Indio, CA 92203 Property Records

Riverside County property record for 40128 Corte Esperanza, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,763 sqft · built 2008
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$293,500 (Dec 2008)
Tax Bill	$6,115 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`691-430-018`

Property Details

APN / Parcel Number

Primary APN	`691-430-018`
Alternative APN	`679921054`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,763 sqft Living Area
Gross Area	2,667 sqft
1st Floor Area	1,763 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Tile
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40128 CORTE ESPERANZA
City	INDIO
State	CA
Zip	92203-7888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.21 ACRES M/L IN LOT 109 MB 392/019 TR 32390-2
Legal Subdivision	TRACT NO 32390 2
Legal Tract	32390-2
Legal Lot Number	109
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2017
Census Tract	45216

Owner

Source: Riverside County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40128 CORTE ESPERANZA, INDIO, CA 92203-7888
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Oct 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage LENDAGE LLC
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2008 · Amount on Record
Deed Sale	Dec 31, 2008 · Amount on Record
Deed Document Number	2008679982
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 10, 2026
Property Address	40128 CORTE ESPERANZA, INDIO, CA 92203-7888
Document Number	0000214381
Instrument Date	Jul 1, 2026
Instrument	2026214381
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40128 CORTE ESPERANZA, INDIO, CA 92203-7888

Mortgage

Document Number	0000214381,
Date	Jul 10, 2026
Instrument	2026214381

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40128 CORTE ESPERANZA, INDIO, CA 92203-7888
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40128 CORTE ESPERANZA, INDIO, CA 92203-7888

Mortgage

Document Number	0000448909
Date	Oct 31, 2022
Instrument	2022-0448909

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40128 CORTE ESPERANZA, INDIO, CA 92203-7888
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40128 CORTE ESPERANZA, INDIO, CA 92203-7888

Mortgage

Document Number	0000600469
Date	Oct 12, 2021
Instrument	2021-0600469

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40128 CORTE ESPERANZA, INDIO, CA 92203-7888
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40128 CORTE ESPERANZA, INDIO, CA 92203-7888

Mortgage

Document Number	0000408562
Date	Jul 7, 2021
Instrument	2021-0408562

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Dec 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40128 CORTE ESPERANZA, INDIO, CA 92203-7888
Document Number	0000456050
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40128 CORTE ESPERANZA INDIO CA 922037888, INDIO, CA 92203-7888

Mortgage

Document Number	0000456050
Date	Nov 20, 2018
Instrument	456050

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,115.00 (+6.03%) Homeowner's exemption	$377,590 (+4.04%) Land $51,501 Building $326,089
2023	$5,767.00 (+2.25%) Homeowner's exemption	$362,930 Land $49,502 Building $313,428
2022	$5,640.00
2021			$494,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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