40103 Corte Esperanza, Indio, CA 92203 Property Records

Riverside County property record for 40103 Corte Esperanza, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,112 sqft · built 2008
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Apr 2010)
Tax Bill	$7,779 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`691-430-023`

Property Details

APN / Parcel Number

Primary APN	`691-430-023`
Alternative APN	`679921059`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	2,971 sqft
1st Floor Area	2,112 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40103 CORTE ESPERANZA
City	INDIO
State	CA
Zip	92203-7889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.19 ACRES M/L IN LOT 114 MB 392/019 TR 32390-2
Legal Subdivision	TRACT NO 32390 2
Legal Tract	32390-2
Legal Lot Number	114
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2017
Census Tract	45216

Owner

Source: Riverside County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40103 CORTE ESPERANZA, INDIO, CA 92203-7889
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MARKETPLACE BANK
Apr 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 28, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Oct 28, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2010 · Amount on Record
Deed Sale	Apr 30, 2010 · Amount on Record
Prior Sale	Dec 31, 2008 · Amount on Record
Deed Document Number	2010199464
Last Transfer Date	Oct 17, 2019
Transfer Doc	0000433179
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 20, 2026
Property Address	40103 CORTE ESPERANZA, INDIO, CA 92203-7889
Document Number	0000118129
Instrument Date	Mar 19, 2026
Instrument	2026118129
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	40103 CORTE ESPERANZA, INDIO, CA 92203-7889

Mortgage

Document Number	0000118129,
Date	Apr 20, 2026
Instrument	2026118129

Lender

Name	MARKETPLACE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.01%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40103 CORTE ESPERANZA, INDIO, CA 92203-7889
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41013 CORTE ESPERANZA, INDIO, CA 92203

Mortgage

Document Number	0000103493
Date	Apr 10, 2024
Instrument	2024-0103493

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 28, 2019
Property Address	40103 CORTE ESPERANZA, INDIO, CA 92203-7889
Document Number	0000433179
Instrument Date	Oct 17, 2019
Instrument	433179
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40103 CORTE ESPERANZA INDIO CA 922037889, INDIO, CA 92203-7889

Mortgage

Document Number	433180
Date	Oct 28, 2019
Instrument	433180

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 28, 2019
Property Address	40103 CORTE ESPERANZA, INDIO, CA 92203-7889
Document Number	0000433181
Instrument Date	Oct 17, 2019
Instrument	433181
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40103 CORTE ESPERANZA INDIO CA 922037889, INDIO, CA 92203-7889

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,779.00 (+5.55%) Homeowner's exemption	$516,315 (+4.04%) Land $129,071 Building $387,244
2023	$7,370.00 (+2.9%) Homeowner's exemption	$496,267 Land $124,060 Building $372,207
2022	$7,162.00
2021			$692,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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